D'Amore Public Adjusters

Bob D'Amore started his insurance career as an adjuster in 1968 at Public Service Mutual Insurance Co, moving to CNA Insurance as a multi-line adjuster in 1970 and to Unigard Insurance in 1975. He was quickly promoted to District Claim Manager for Unigard, managing a large claim operation for the Northeast.

A public adjuster is a person licensed by the State Insurance Department to advise and assist you in the preparation, presentation, adjustment and negotiation of your claim for damages against your insurance company. Adjusters are required to take a comprehensive state test. They also must post bond with the state and comply with various provisions of the law before they can be licensed.

Your home is your castle. It's where you can relax and feel safe and it's where you keep many of your precious belongings. To have that sanctuary suddenly taken away in a bad fire can be very psychologically and emotionally trying. It's especially traumatic if a family member or pet was lost. An overwhelming insurance claim is often the last thing an insured wants to deal with after their home has been damaged or destroyed and family displaced. If you've suffered a fire loss then you don't have to bear the burden of getting back on your feet by yourself.

Water losses from things like floods, pipe breaks, freeze damage, overflow, drainage or sump pump failures, and even fire hoses, tend to be more complicated than other categories of loss. Depending on your particular policy, your coverage may be subject to all kinds of exclusions and limitations hidden in the jargon.