Smith-Kandal is the largest locally owned Insurance agency in the Imperial Valley. Choosing an insurance company depends on several factors, including cost, coverage, dependability, and experience. Explore your options below and learn how we've been helping folks just like you for 8 decades. Insurance provides you peace of mind, knowing you have protection for the unfortunate time when you may need to use it. Live every day without worrying about what would happen if an unexpected event occurred and you were not insured or properly covered.

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Who are we Report

With a 85 year history on Main Street, delivering exceptional services at competitive rates, our focus has always been on serving our clients and protecting their assets. Our growth is no accident! With an 85+ year history, Smith-Kandal has endured decades of industry and market changes. Yet our foundation remains solid.

Our History Report

With a 85 year history on Main Street, delivering exceptional services at competitive rates, our focus has always been on serving our clients and protecting their assets. Our growth is no accident! Founded by Stanley Quay Smith in 1934, Smith-Kandal Insurance and Real Estate was formed to serve the needs of the industrious Imperial County.

For Business Report

The key to making sure that all the effort and money you have invested in a business doesn't disappear when a disaster strikes is to protect it with the appropriate insurance. The success of a business, whether it's a tiny enterprise run out of a basement or a large corporation, is largely dependent on hard work and ingenuity.

Commercial Auto Report

Commercial auto insurance covers injuries that you or your employees may cause to other people and their property while driving. Protects your company's buildings, contents, equipment and other real and personal property. Protects your business against bodily injuries, property damage, medical payments and more.

Joanna Moody

May 18, 2018

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Smith-Kandal was great in helping me find a home for sale in Holtville where I work. They also got me a great price on my home, answered my questions and never seemed annoyed or "too busy" for me. Great company!

Alex Crawford

Apr 16, 2018

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After opening a small business I was concerned with getting the right kind of insurance and coverage plans. I contacted Smith-Kandal Real Estate and Insurance with questions and concerns, and they took the time to educate me and help me find the insurance I needed. Their team is very professional and helpful.

Maura Haney

Jan 02, 2018

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Smith Kandal Insurance & Real Estate is the best agency I ever had. They have the best rates and coverage plans. Highly recommended!

Cristi Hinderliter

Oct 29, 2017

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One of the main reasons why I used Smith-Kandal for my insurance needs is because they are an independent agency that doesn't work for a large insurance corporation. They paid attention to my needs and found me an insurance carrier for the best price.

Todd Peters

Feb 28, 2017

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Wonderful agency! Now I'm rest assured of my auto insurance because I have the best agency with great service. Thanks for their help.

Amanda Cashman

Jan 27, 2017

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I had questions regarding farmland for sale in Imperial County, and went to the Smith-Kandal office to learn more. Their team of real estate agents were the most helpful I've ever dealt with, in general, but specifically with farmland.

Gwen Bowing

Nov 22, 2016

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I've had my homeowner's insurance for 1 year now, and coudn't be happier with the service provided. They rest assured of the best rates and coverage plans in an efficient and honest manner.