I am an independent insurance agent in Georgia. I represent various reputable carriers. My mission is to provide clear, easy to understand information to allow you to make an educated decision about choosing a policy that fits your needs and your budget. I can help you with life insurance, mortgage protection, and annuity policies. You can get a policy issued up to age 85. Many policies are guaranteed issue. No medical exams are needed. If you have access to a computer, tablet, or iPad, and a personal email address, you can submit a policy application online. If not, you may choose to apply via tele-application. Just for visiting my website I want to offer you a free living will planner. Remember, you don't buy life insurance because you're going to pass away, you buy it because your loved ones are going to live.
Served areas
- Georgia
Highlights and features
- Final expense insurance, mortgage life insurance, fixed annuities, indexed annuities
Associations and certifications
- Ga. Lic. #3389125
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With an HMS mortgage life insurance policy you ma be able to receive up to 100% of premiums paid at the end of the cash back option. You could also pay your mortgage in the event of involuntary unemployment or disability. You could even possibly pay your mortgage off early. You could also use the cash back to take a vacation, finance a child's education, or invest into an annuity to provide an income stream through retirement. 
Don't think you need final expense insurance? Did you know that the average adult funeral costs $9K? With inflation that will increase over time. Think you're too old? You can get issued a final expense policy up to age 85. Some of the costs associated with burial include: opening and closing the casket, headstone and engraving, use of viewing/ceremony site, burial plot, hearse, and that's not all. With a final expense policy you may be able to get up to $40K to help ease the financial burden your family will be under. Visit my website for your free living will planner. My mission is to provide you with clear, easy to understand information that will allow you to make an educated decision about providing financial peace of mind to your family. 
Show the little ones some love with a children's whole life policy. Popular with grandparents, and parent's permission is unnecessary. all you need is their name and date of birth. For ages 0-17, but must be at least 15 days old. Rates will never increase and coverage never decreases. They have the option to get more insurance as they age. For more information, visit my website to schedule an assessment. 
An annuity is an excellent way to provide an income for your retirement. Whether you want to invest for stability or growth, an annuity may be the way to go. Don't outlive your money. Invest wisely. Visit my website formore information or to schedule an assessment.
People
Tony Hardwick
Insurance Agent
I am a newly licensed agent in Georgia. I represent various reputable carriers. Due to Covid 19, last year I left my job as a bartender to find something that I could do independently and wouldn't be affected by the pandemic. I chose insurance and real estate. I started bartending the summer before my freshman year in college and continued for 34 years. I fell in love with it because of what it could do for me. With insurance, I can do for others. I can provide them with knowledge to provide financial peace of mind to their families. As good as it felt to dump $200-$300 out of my tip bucket, it feels even better knowing that I helped someone provide the finances their family will need to overcome the financial burden of end of life expenses. I have found something else that I love to do.
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