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Term Brokers Insurance
"Help is on the way!"
Term Brokers Insurance is an Independent Insurance Agency, so we have made some of our best companies available for your quick online quotes.

We service clients across the Florida Panhandle and Gulf Coast. Term Brokers Insurance Services gives each client a dedicated team to meet their needs.

We offer all types of Personal Insurance coverages to our clients in Florida, including ATV, Boat & Watercraft, Auto Insurance, Condo Insurance, and Flood Insurance.

Give one of our agents a call to save money on your Business Insurance. Some of our Commercial insurance coverages include Bonds, Business Owners' Policy (BOP), Commercial Auto, Builders Risk, and Commercial Property.
Served areas
  • Florida Panhandle and Gulf Coast, 30A, Panama City Beach, Laguna Beach, Sunnyside, Inlet Beach, Rosemary Beach, Alys Beach, Seacrest, Watersound, Seagrove, Seaside, Watercolor, Grayton Beach, Blue Mountain, Gulf View Heights, Gulf Place, Dune Allen, Santa Rosa Beach, Sandestin, Miramar Beach, Crystal Beach, Destin
Business details
  • Licensed
  • Insured
Highlights and features
  • Beach Homes
  • Homes
  • Condos & Apartments
  • Manufactured & Mobile
  • Rentals
  • Flood
  • Cars & Light Duty Trucks
  • Rare & Collectibles
  • Motorcycles
  • Motor homes & RVs
  • "Golf Carts"
  • ATVs
  • Jet Skis
  • Power / Performance & Fishing & Sail Boats < 30 feet
  • Yachts & Cruisers > 30 feet
  • Charters
  • Umbrella
  • Business
Associations and certifications
  • Trusted Choice
  • Florida Association of Insurance Agents
Payment methods
  • Cash, Checks, Debit cards, Credit cards
Services
Personal If you need Auto, Home, Umbrella or any other personal insurance coverage, we can assist you with your desired personal insurance needs.

Your insurance protection is important to protect your family from any unforeseen event that may be a burden to your family in the future. Our personal lines staff is here to answer any questions you may have and research the policy best suited to fit your needs.
Business At Term Brokers Insurance, we pride ourselves in evaluating your business insurance needs in Fort Walton Beach, Florida. We take the time to find out the different challenges your industry may have for insurance concerns and tailor a package that fits your risks. We also look at other exposures your business may have according to your personnel, location and future plans.
Reviews (21)
Write a Review
Assistant Becca
May 31, 2022
The ENTIRE team at Term Brokers is absolutely amazing. They are incredibly fast with responses and updated insurance quotes, and are great when it comes to explaining policy information and really breaking it down for their clients. With everything going on with Florida insurance carriers, Term Brokers have stepped up and handled everything with grace! Make sure you work with someone looking out for your best interest! Go with Term Brokers.
Hank
Dec 04, 2021
I love Term Brokers! They are the best in the FWB area. Their great rates are only surpassed by their amazing customer service. I recently sold my house and canceling my coverage was a breeze. Thanks Term Brokers!
Mark Perreault
Nov 11, 2021
Very nice people and a great experience. I highly recommend for your insurance needs.
Nigel Freeman
Aug 22, 2020
I work for a solar company and our tier two systems need a million dollar liability. This company has a really great rate for that to wear customers don't hardly have to pay much at all out of pocket for the year and they love it. The people are very nice.
Cl Green
Jun 04, 2020
I've had Term Brokers Insurance since I bought my house in FWB in 2010. Since then I've lived in two different countries overseas in different time zones, and not always with the best connectivity. I have always had prompt, polite, informative, and helpful interactions with them, and would definitely feel comfortable recommending them, as good trustworthy people are not the easiest to come by.
Frank P.
May 08, 2020
The team at Term Brokers made insuring a vacation property easy and affordable. Great follow up emails and alerts in event of storms. Thank you
Christine Rojas
Oct 04, 2019
Term Brokers Insurance has been taking care of all of our insurance needs since 2015. They off prompt service, best pricing, and a very professional team. We highly recommend them to you and all of your clients.
TerriLea Myers
Dec 18, 2018
The always answer your questions right away and have such patient people working there.
Ian Freeman
Aug 29, 2018
Geico has nothing on sam smith! Saved me big $$$ on my car and home
Jamie Mitchell
Feb 22, 2018
Great service and very friendly! Jana responded quickly to my insurance inquiry and her team assisted with our Buyers insurance and were very happy with service and quotes! Highly recommend! 5 stars
Chrissy Jennings
Jan 12, 2018
Jana and her team are amazing! They will not stop until they help you every way they can. 5 stars
Tamela Hayes
Aug 31, 2017
Term Brokers. you are amazing! Great service with excellent insurance rates and coverage. Thanks for all you do!
Josh Callahan
Aug 31, 2017
Best in the business! Best prices and premier customer service 5 stars
Cali Hardy Wilson
Aug 31, 2017
Excellent service! I've recommended Term Brokers for years to clients then got smart and switched myself - never looked back! Jana and her team are wonderful!
Stephanie Leicht Barfield
Aug 29, 2017
Jana and her team are amazing! Incredibly responsive, positive, and friendly! They have provided countless quotes for me to pass along to my clients, and have some of the most competitive rates I've seen. I will continue to refer my clients to Term Brokers because I know they are in good hands, which gives me peace of mind. You won't go wrong working with Term Brokers! Stephanie Barfield, Realtor
Scott Kremkau
Aug 22, 2017
One of the best insurance agencies in FWB / Destin area. Friendly and knowledgeable staff that will go out of their way to help you!
Jeremiah Mcdonald
Aug 09, 2017
Amazing! You feel welcome as you walk in! Everyone is there to make sure you have everything in order! They will do anything to help make sure you are happy. They take their time and very accommodating. I feel relived and I do not worry about my insurance! You will not regret this decision! Thank you!
Joyce Danser
Jul 18, 2017
I have used Term Brokers Insurance to insure both of my homes and have been extremely satisfied. They always help me find the best policies and are consistently friendly and professional. I would highly recommend them to anyone looking for insurance.
Anthony Ricchio
May 13, 2017
They made me feel safe and secure best decision I've made in awhile God bless those fine folks
Michael D.
Apr 19, 2017
People who deal efficiently and with integrity. The best in the Florida Panhandle.
Michael Detwiler
Mar 20, 2017
I have been working with Term Brokers for years and my experience has always been excellent. Jana and Chris McDonald and the McDonald family operate Term Brokers with integrity and are huge supporters of the community. providing meals for those who cannot afford a good meal at Thanksgiving, gifts for families and children at Christmas and financially supporting battered women shelters - these are only a few examples.