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Columbia Lloyds and MDOW Insurance Company markets its products directly through independent agents in Texas, Oklahoma and Arkansas. Our products include Homeowners, Fire Dwelling, FarmOwners and Personal Auto in only certain States.
Services
To help as many people as possible, our products and services must offer excellent value at the most affordable price possible. Thus, we constantly seek to find and lower key cost drivers. We believe in the power of innovation and constantly seek new ways to deliver greater value at lower costs.
A Personal Auto Policy is insurance purchased for cars, trucks and other road vehicles. Its primary use is to provide financial protection against physical damage and/or bodily injury resulting from traffic collisions and against liability that could also arise in the event of an unforeseen accident.
Dwelling coverage pays if your house is damaged or destroyed by something your policy covers. Personal property coverage pays if your furniture, clothing, and other things you own are stolen, damaged, or destroyed. Other structures coverage pays to repair structures on your property that aren't attached to your house.
Non-Owners auto Insurance is for anyone who doesn't own a vehicle. The policy will provide basic liability coverage you need to protect yourself and your assets after an accident for which you were at fault. If you frequently rent or borrow cars or consistently drive cars that do not belong to you, such as those owned by your employer, it is well worth considering.
Reviews (10)
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Gary Riley
May 24, 2022
I bought a place and this company insured it for 10 + years and I have never had a claim on it and now they are dropping my insurance. Stating my roof is deteriorating and there's nothing wrong with it
Anjit Kapri
Feb 17, 2022
I was calling this company to look at an existing claim, and I was trying to speak while they kept talking over me and not letting me speak and hung up.
D. Mary
Feb 10, 2022
Got a policy from them recently and their customer service was great. The underwriting process was very fast and easy. It took no time at all to get a policy. I would recommend them to anyone.
Barbara Russell
Feb 04, 2022
I have been with Columbia Lloyds Insurance for years. They have always had great customer services. Their claim services was fast and efficient when they handled our claim. I would recommend them to anyone who wants good coverage at an affordable price.
Rocky Strong
Jan 24, 2022
HI policy doesn't cover most repairs. Insurance companies in general benefit from a protected industry (mortgage companies demand you pay for the insurance) and then fail to actually do anything for the homeowner in most instances. Not worth the money, but you probably have to use these guys anyway because of the whole protected industry thing. Don't expect much, you'll be getting less.
David Middleton
Nov 15, 2021
Equipment breakdown policy is worth every dime. The claim rep was fast, efficient and friendly. Our ac compressor failed at 11am, the next day our hvac rep with CL with the approval. Total time from breakage to reimbursement was less than a week. If you get your homeowners through Columbia, get the breakdown warranty. You won't regret it. I am a loyal Columbia lloyds policy holder and will be for as long as I own a home.
Mo Sema
Mar 11, 2021
Great customer service and claims handling. We had two claims filed within 90 days in the summer and fall of 2020. On both occasions the company sent the adjusters out within 24 hours and had our property claim handled quickly. I wish other insurance companies can use these guys as roll model and perform as well!
Nagham
Jan 21, 2021
Very rare to see a Company handle claims for non customers in a professional manner they have. Their customer damaged our property and the claim was handled better than my own insurance company. Good communication, multiple follow ups and over all great service.
Michael Hall
Dec 20, 2020
Critical: Professionalism, Quality, Value This company will sell you a "home owners" policy that doesn't cover your home unless you pay for extra "endorsements"! For instance winter storm damage? Not covered! An airplane hitting your house? Totally covered! What a sham! It boggles the mind that a company could operate in this manner!
Lisa Loveless
Dec 20, 2017
We had a claim some years back for roof damage. Not only did they not cover their part, they left us where we cant make another claim until we pull at least 5000 out of pocket to their 1300. They didnt cover enough to replace the wind damage let alone labor. I knew we would have to cover a portion.but, not as much as was left. Now, the damage it worse because what we had fixed has been compromised and they refuse to cover because we wasnt able to fix the whole roof with 1300