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Learn more about what risk transfer is and why it is an important management strategy for insurance companies. This is a review of the American Rescue Plan Act (ARPA) of 2021, as it pertains to employers. Find out how moral hazards and adverse selection are connected and how they impact health insurance. Whether you need strategic actuarial services or software for innovative analysis, our focus is always on your results. We work to understand our global clients' individual needs and deliver cost-effective solutions.
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Since L&E was founded in 1968, we have charted a course of significant growth built on dedication to professional competence, integrity, and service. We currently have over 40 actuaries serving clients coast-to-coast in all facets of life, health and property & casualty insurance operations, regulatory compliance, employee benefits, expert testimony, and life settlements.
Our industry may be based on facts and figures, but we know it is relationships that really make it work. Our consultants excel both as individual specialists and as team players. We are structured to exceed your expectations with the added support of actuarial and compliance analysts who meet our high standards for responsiveness and cost-efficiency.
The life insurance and annuity marketplace is very competitive with a variety of challenges. The needs of investors, employees, producers and policyowners are complex and continually changing. It is important that companies in this business understand the risks involved and the necessary steps to protect their companies, while complying with many regulatory and financial requirements of state, federal and international regulations.
The need for consulting for compliance and filing functions is more important than ever before. State and Federal regulatory demands on the insurance and benefit industries are complex and fast paced resulting in a varied and demanding workload. Regulations can be complicated, which makes it hard to put policies in place with confidence.
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