Our agency has been serving the people of Massachusetts since 1987. We are conveniently located at 108 Shrewsbury Street, Worcester, MA with ample parking and easy access. With over 85 years combined insurance experience we are dedicated to providing the right coverage at the best price. We are members of the Satellite Agency Network (SAN) and the Strategic Insurance Agents Alliance (SIAA), the largest network of Independent Agencies providing property and casualty insurance in the United States.WHAT DOES THIS MEAN TO YOU AS A CLIENT OF Zemaitis/Baker?
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The success of a business, whether it's a tiny enterprise run out of a basement or a large corporation, is largely dependent on hard work and ingenuity. However, no matter how industrious you are, one disaster can wipe out all your profits and even destroy your business. The key to making sure that all the effort and money you have invested in a business doesn't disappear when a disaster strikes is to protect it with the appropriate insurance.
Insurance companies selling business insurance offer policies that combine protection from all major property and liability risks in one package. 1. Property insurance for buildings and contents owned by the company - there are two different forms, standard and special, which provides more comprehensive coverage.
As a businessowner, you need the same kinds of insurance coverages for the car you use in your business as you do for a car used for personal travel -liability, collision and comprehensive, medical payments (known as personal injury protection in some states) and coverage for uninsured motorists. In fact, many business people use the same vehicle for both business and pleasure. If the vehicle is owned by the business, make sure the name of the business appears on the policy as the "principal insured" rather than your name.
All businesses need property/casualty insurance coverage. The "property" component protects against damage to or loss of the business's property. The "casualty" or liability component provides protection against legal liability for damages caused to other people or their property. A wide variety of lines of business fall into these broad catagories.
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