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Carolina Insurance Service. is a Managing General Agency writing property/casualty and special risk insurance on a wholesale basis for licensed retail brokers. We have been specialists in commercial and public transportation accounts since 1952, writing accounts situated in North Carolina, South Carolina and Virginia. We're very proud to represent several of the finest carriers in the country.
Reviews (10)
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Brian Collins
Jun 19, 2020
Having Lance Harden as my agent has been one of the best decisions I've ever made. They by far have the best prices and coverage available and Lance has an extensive knowledge of everything insurance related. Give him a call and see what he can do for you
David Remington
Jun 12, 2020
Lance Hardin is knowledgeable, honest, and friendly. I have numerous lines of insurance to include home, auto, life, workers' compensation, business liability, and renter's insurance (for my business). Lance took copies of all my policies, studied them, and came back with quotes for some of them. Only some of them because the companies he works with could not beat all of them.

When he came back with quotes, he did not pressure me to make a decision but let me have time to look at them. Upon looking at the quotes and researching the company that would be insuring me, he was absolutely honest in those things he had represented to me. I closed on three lines of insurance with him. I would highly recommend you at least speak with Lance before you renew your insurance.
Brad Huffman
Apr 11, 2020
If you are looking for the best customer service look no further. Lance Harden will help you with any of your insurance needs. He is professional and prompt and makes you feel at ease. You can always speak directly with him at any hour of the day. I've called him late on a Friday night to check on tow coverage with my policy and he was there to answer.

I always just heard of all the big names you see and hear on the TV for insurance, but they don't even compare to the service this agency provides. No need for extra un-needed coverage and just trying to get more money. Central Carolina Insurance is going to make sure you are covered and at an affordable rate.
Lori Kenney
Feb 21, 2020
Lance Harden at Central Carolina Insurance has helped us so much this year! We have been able to save on our auto and home owner's insurance. He also helped us with worker's comp for our business. Thanks you, Lance!
Eddie Adams
Feb 05, 2020
Simply put, if you want to save money on your insurance and gain the best coverage available, then go see Lance Harden. He saved us so much and if we ever have an issue, he's just a phone call away. Highly recommend!
Jonathan Hart
Dec 09, 2019
Scott and his team are always available to help, return phone calls promptly. On a recent Home Owners claim Scott quickly opened the claim with Erie and Erie was also very fast to respond. With my auto policy he is there to answer questions and adjust the policy as needed. I highly recommend Central Carolina Insurance for all of your insurance needs.
Andy Bradley
Mar 11, 2019
Thanks to Lance Harden at Central Carolina Insurance for being patient with helping me to set up my business insurance. If you need your home, vehicles, or business insurance give him a call. He is quick to email, call, or text you. If more people were honest and have intregrity like he does the world would be a better place! Most people are quick to take your money not Lance he doesn't pressure you into anything at all! Don't look anywhere else or I can bet that you'll regret it!
Michelle Garner
Mar 23, 2018
I was recently looking to quote my car, home and commercial policies out after being with my current insurance company for over 15 years. I inquired on Facebook for suggestions and Lance Harden's name kept coming up. I was skeptical but decided I had nothing to lose. My biggest complaint with my old insurance company was that I could never get my agent on the phone, not with Lance.

Not only is he quick to answer any of my questions, he saved me money on all of my policies and keeps my informed every step of the way, now that I, unfortunately, have a claim. Couldn't be more satisfied and can't say enough about him. Thanks for a great experience Lance and for making it so easy to switch everything over.
Danny Reynolds
Jun 30, 2017
Recently I had Lance Harden with Central Carolina Insurance, Inc. to review our home, car and RV insurance. He shared information and suggestions about the current coverage we had in "DETAIL" and possible changes. After a site visit to our new home he provided us with BETTER coverage, especially for our homeowner's policy. Lance has a perfect "Customer Service Comes First" attitude!

He educates you about your options and if he believes you should keep a policy you currently have, he will tell you so. If it is time to review your coverage's then call and ask for Lance Harden at Central Carolina Insurance in Burlington, NC. He is YOUR GUY!
Ryan Robertson
May 07, 2017
Top to bottom had a wonderful experience with this company! Lance Harden saved me a substantial amount of money monthly/annually on my auto insurance. If anyone in the area is in the market for insurance, Lance is your guy. Check him out, you won't be disappointed!