Cottons All Lines Insurance

The process of buying insurance isn't always the first thing that comes to mind as enjoyable but Chris at Cotton's All Lines Insurance, Inc. made it enjoyable and easy. After a couple of very friendly phone conversations, I felt as if Chris and I were old friends. He has a genuineness and honesty about him that makes you feel well taken care of. For anyone in Gainesville and the surrounding areas looking to buy insurance, I would highly recommend, giving Chris a call!

I greatly appreciate Cotton's outstanding customer service! They're the best. Always answer the phone. Always found me the best insurance company and all discounts possible.

My homeowner's insurance policy for 2022-2023 was set to more than double. I had called my current broker about it and was advised they would shop the policy and get back to me within a week. They never go back to me and when I called them, essentially told me that I was stuck with the doubled rate policy unless I got a new 4 point inspection. Enter Cotton's All Lines Insurance.

I was referred there so filled out the online form to get started. They had contacted me in less than a day, gotten all the information they needed on my house, and shopped around for new carriers for my homeowner's policy. They ended up finding MULTIPLE policy options for me that were lower than my renewal quote and did not require a new 4 point inspection (no time to have gotten one down prior to renewal).

They saved me $1700 on my homeowner's policy, and even more amazing, the homeowner's policy let me also do a bundled discount with my car insurance policy so I saved even more. I recommend the team at Cotton's All Lines Insurance in the highest terms possible.

The staff at Cotton's All Lines were extremely helpful in finding me a new home insurance carrier at incredible savings and even increased coverage. They prepared quotes from a number of reputable companies and coached me through the application process. Helped with auto insurance too!

This Company gets 5 stars from me. Mike Cotton and associates are amazing. Had the privilege to work with David over at Cottons. He was so professional. He called back when said he would with all the information that was discussed. Thanks again great team you have Mike.

Home, auto, umbrella, renters.they do it all.and we have used it all in almost 15 years living in Gainesville. STORY: We moved across town in 2021 and bought a house with an older roof. They worked hard to find the ONLY carrier that would cover us - American Heritage. Nine (9) days after initiating coverage we experienced an interior flood from a renovation accident with losses in excess of $150K.

American Heritage was 5-star, WORLD CLASS in their attention, service, and care. They could NOT have been more exceptional in providing coverage. We were insured by a different company for 11 years at our previous home but after the experience with American Heritage, I would personally not go back given the choice. I feel so much "brand loyalty" now with how they took care of us.

I feel the same way about Mike, Kim, and team at Cotton's. If you want a slick insurance agent.keep looking. If you want honest, hard working, genuine integrity, call Cotton's TODAY!

Cotton's All Lines Insurance is excellent! The customer service is exceptional and they are always friendly, super helpful and fast. I'm totally satisfied and highly recommend them!

Mike always does whatever it takes to ensure that my health coverage is up to par. My sister recommended -- enthusiastically -- that I utilize his services. And he was also my mother's agent, so that, I think, says a lot. When I have a question he responds quickly and with the correct answer. Call Mike at Cotton's All Lines.

David and Mike were great help at getting me the right insurance plans. Not only was my experience with Cotton's All Line Insurance useful, but it was also informative and generally enjoyable. 10/10 would recommend.

Been with Cotton's for over twenty five years and the service has never faltered. Always professional and responsive and works hard every time!

I use Cotton's All Lines for my wedding floral business (as well as car insurance) and Kim, David, and Jennifer are always so helpful and responsive! Recently, I needed their help in a short amount of time for a business contract that required additional insurance and they were so amazing - definitely went above and beyond! They even corrected a few issues (very professionally) with the business that had requested the additional insurance so my small business looked truly professional and on top of things! Needless to say, I recommend Cotton's to everyone!

Mike Cotton and his excellent staff have ALWAYS provided excellent service to me and others. They are very friendly and knowledgeable in providing what I need from them. I recommend them to all I know. They are blessings to work with.

Personable, outgoing staff! They have been helping me for years with my health insurance and my car insurance and have always handled business with care, attention, and even delight! It is truly unreal the level of care they take in assuring a relaxed, informed, and satisfying experience. A++ best in business.

Cotton's All Lines Insurance is highly knowledgeable on good prices and secure insurance policies. They are also lightning fast with responses and services. Great team to work with. They cover all my insurance needs (car, home, life, etc).

Best service - super prompt, professional and knowledgeable, and very caring. They represent so many companies they are able to fine tune their service to just what I need. My parents used Cotton's since the 60's, and now my husband and I stick with them. The best!

The four-person staff at Cotton's is always ready to help me with insurance needs, including reviewing my current coverage and policies. They are always ready to shop my coverage with different companies if a price seems out of line. Everyone is pleasant to work with and knows the business. I strongly recommend them to everyone. For many years now I have been thankful that a friend referred me to Cotton's.

David and Mike have been helping me with health insurance for nearly 2 years now. Although I had researched options extensively before my first meeting with Mike, he presented me with additional, better options I had not been able to discern on my own. Since then, he and David have been my go-to guys and I have referred several friends to them as well. They are personable, knowledgeable, responsive, and seem to truly care about people. I am so glad they are here and highly recommend them!

Solid! Reliable! Knowledgeable! Helpful! Pleasure doing business with them. Client for nearly 3 years.

Fantastic customer service. they really got us out of a bind in looking for homeowners insurance

They go the extra mile to "insure" you get the best rate for your coverage!

David at Cotton's All Lines Insurance was very, very, very helpful when I contacted the company to get quotes and policy information for car insurance. He put my mind at ease. Without hesitation, I would recommend Cotton's to anyone in need of Auto and other insurance.