The Personal Insurance Federation of California is a Sacramento-based association of the leading property and casualty insurance companies on issues of homeowners, automobile, earthquake, and flood insurance in California. Our mission is to keep personal insurance affordable and available for consumers through advocacy and political action. Personal lines are the type of insurance sold to individuals, like auto, home, flood, and earthquake.
Property and casualty insurance receives significant oversight from the California Department of Insurance (CDI), and became subject to state price controls when Proposition 103 passed in 1988.
Property and casualty insurance receives significant oversight from the California Department of Insurance (CDI), and became subject to state price controls when Proposition 103 passed in 1988.
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Personal auto, home, flood, and earthquake insurance is regulated in California with significant state oversight. Through Proposition 103, these lines of insurance are subject to price controls. PIFC lobbies all branches of California state government. Our specific activities include legislative, regulatory, and legal advocacy, as well as political and grassroots activities.
PIFC was founded in 1989 after Proposition 103 was narrowly approved by voters, introducing sweeping regulatory changes on the insurance industry. Since our founding, PIFC serves as the principal advocate for property and casualty insurance in California. California has long been a bellwether state for trends that sweep across the nation.
PIFC is proud of the contributions our member companies make in communities throughout California, and the United States. Each member companies has strong corporate culture supporting giving back to local communities through volunteering and through direct giving to various charitable causes. Each company carries a strong commitment to being a good corporate citizen by donating time and resources to community service projects throughout California.PIFC member companies are regularly recognized by a variety of respected institutions as good places to work.
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