Each year you become so overwhelmed by the complexities of Medicare's alphabet soup that you end up sticking with what you've got. This year's message is, don't do that! We encourage you to re-evaluate your benefits each year to ensure you are enrolled in the best option for you and your family. This is your annual opportunity to review your benefits to make sure you have the best coverage.Tune in to our weekly radio show on 570 WKBN! Email us your Health Insurance questions and we'll answer them on Ron Verb's Show.
Services
This is an important choice for the self-employed, early retirees, and students, as well as people whose employers do not offer health benefits. State laws covering individual health insurance are different from group health insurance and the laws that govern them. R. Kashmiry and Associates, Inc. can walk you through what can seem like a maze.
Today's employers - small or large - are in a constant balancing act with health insurance and R. Kashmiry and Associates, Inc. is right there with you! On one end - your company wants to attract and retain high quality employees who will contribute to the growth of your company. At the other end - you are faced with the dilemma of maintaining a high level of group health insurance benefits in the face of the escalating insurance premiums that go with such a group health plan.Let the customized guidance of R. Kashmiry and Associates, Inc. help you with that balancing act.
Medicare Advantage, also known as the Medicare Part C program, officially launched in 2003, according the Centers for Medicare & Medicaid Services (CMS). In 2017, about one-third of all Medicare beneficiaries are enrolled in Medicare Advantage plans according to CMS. If you have Medicare coverage or are approaching Medicare eligibility, you may have questions about which program is right for you, we will help you select that best plan that will fit all your needs.Medicare Supplements compliment the federal government's Medicare health care coverage for those eligible.
A life insurance policy guarantees the insurer pays a sum of money to named beneficiaries when the insured policyholder dies, in exchange for the premiums paid by the policyholder during their lifetime. Life insurance can be a powerful tool for protecting your financial confidence - and especially the financial confidence of the people who depend on you.
Reviews (8)
Frank Merlino
Dec 20, 2021
Connie Janutolo
Dec 22, 2020
Nancy Grabowski
Feb 20, 2020
Joyce Pete Kohler
Nov 26, 2019
Diane Hetric
Nov 06, 2019
Kelli Phelps
Nov 20, 2018
Leanna C.
Nov 16, 2018
Joey Spotleson
Jun 24, 2015
I just want to say that Ray and his staff are awesome. I have been having on going problems with my Obama Care Health coverage and Ray and his staff have fought for me over and over again. If I didn't have them in my corner --I don't know where I would be with Health Coverage right now. This has been a nightmare. I was paying $81 dollars a month last year. was told that plan no longer exists in my area. went to paying $117 dollars a month (still not bad) then they wanted tax documents sent. Rays office sent them all they needed a few days ago. just got a bill for $867 dollars for my monthly premium and this is after months of having to prove I am a citizen of the US too. and right now I don't know if I have coverage or not.the call center could not even answer that. I am sooo frustrated. but just wanted to let all of you know if you have a problem with the Market Place call Rays office they will take good care of you. Kim
