Davis Insurance

Homeowners Insurance, designed to cover owner-occupied, residential structures and covers the largest physical asset that most people will ever own.

Auto Insurance is likely the most frequently purchased insurance. These policies, built as a package policy cover many things important to protect a vehicle owner's exposure to financial risk. First among the coverages provided by an Auto Policy are the liability coverages for lawsuits against an insured claiming they negligently caused bodily injury to other persons or damage to property of other people. Also included in an Auto policy is Medical Payments coverage to cover persons riding in the insured car.

Special policies have been developed over the years to cover the many "toys" that persons often own. The Davis Agency offers a wide range of policies for Boats, Yachts, Motorcycles, Snowmobiles, Off-Road Vehicles, Classic Cars, and High-Performance vehicles. These types of property require very specialized coverages and are often rated on non-traditional factors.

A special class of policy exists for Personal Umbrella Liability Coverage. These policies have been available for many years but have gained in popularity in the past few years as society becomes more litigious and courts award larger judgements resulting from accidents and claims of Bodily Injury.