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Brown O'Haver Of Colorado Brown-O'Haver is affiliated with the National Association of Public Insurance Adjusters (NAPIA), the Rocky Mountain Association of Public Insurance Adjuster (RMAPIA) and the Better Business Bureau (BBB) and abides by these association's strict code of standards and ethics. We support the insurance industry's Public Adjuster Certification Program. Our Staff includes Certified Professional Public Adjusters (CPPA) and Senior Professional Public Adjusters (SPPA). We relieve you of the tedious documentation and frustrating efforts you would have to go through in resolving claims with your insurance company.
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We are public insurance adjusters who specialize in insurance claims, settlements, and claim support on behalf of the insured. Put our experience to work for you! Call today for a free consultation. Lines 90-91: Insured shall give immediate written notice to the Company of any loss. Lines 91-92: Protect the property from further damage.
Brown - O'Haver Loss Claims Representatives was founded in Arizona in 1988 and has forged alliances with public adjusting firms throughout the United States. If we are not licensed in your State, we can refer you to a competent public adjuster.
As Public Adjusters, Brown - O'Haver Loss Claims Representatives provides an important service. We must never forget that that service is the backbone of our business. All decisions as a public adjuster dealing with claim support will be made as to what is the best service to be provided to our clients.
When you file a claim, your insurance company will introduce you to a claim representative who will work for an independent adjusting firm or someone who will be a staff employee of the insurer. You wouldn't just send your documents to the I.R.S to tell you how much you owe; you would, instead, tell them!
Reviews (18)
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Pramukh S.
Feb 19, 2022
Cathryn Babbitt is phenomenal & rare individual. She has amazing empathy for people, will go above and beyond to spend the time and unconditional help putting the client's cause ahead of theirs. Great company!, they have a competent staff. Can't go wrong picking them in my experience.
Fernando Reyes
May 08, 2021
I used Dan a couple years ago to help me with my insurance claim and it was the best decision I made. He helped me and my family fight with the insurance to get my house fixed. Thank you so much and always recommend to anyone that is going to make a claim to insurance.
Austin Paul
Apr 29, 2021
If you are searching for an experienced Public adjuster to represent you when you file your insurance claim!? Call the team at Brown-O'Haver Public Adjusters.
Gerardo Lopez
Feb 27, 2021
If you are looking for a public adjuster in Arizona? Brown O'Haver Public Adjusters can help! With over 25 years of experience, this team will work for you and use the experience they have to help you maximize your insurance claim.
Joe Williamsen Jr
Dec 16, 2020
I worked with an employee by name Dan. All around my claim was pretty stressful and took nearly nine months before I even got to see a penny. But in the end without Dan I would have I would of been lost on my own and I know I would of been denied my claim. I was constantly getting updates from him. He has a great work ethic and makes for one hell of a public adjuster.

Not only that I felt very comfortable and he was very confident when it came to my claim which really helped me overall. In the end I got everything owed to me and my house rebuilt after a nasty house fire. I am very thankful I had Dan leading the way when it came to my claim. I HIGHLY recommend Brown and O'Haver if you need help with an insurance claim! Thanks again Dan!
Mark Stracy
Sep 09, 2020
They fought for me like it was their own property that had been damaged. I couldn't be happier with the support I received.
Alison Andrews
Apr 05, 2020
I have been working with karen for over a year. She has been very persistence with my insurance company sending emails and phone calls keeping me updated on what's going on not daily but enough to know shes still working on it. It took a year to get our money but without her I wouldn't of had anything to fix my house. Thank you so much for taking this case! And getting me and my family our house back to normal.
Karm A.
Aug 02, 2019
Brown-O'Haver is a company with a big heart! This family owned company has helped people for 30 years with different types of claims. The are respected industry wide and have the experience you need! If you want the best care and attention.give them a call.
Lisa L.
May 15, 2019
I have been a client of this wonderful Public Adjuster company and have been pretty lucky and impressed to know such a great company with such wonderful and professional people who work and represent it such as my wonderful PA, Ms. Karen Williams. She is one of the most wonderful PAs and people out there who has been so kind and professional in helping my family and me with my home damaged insurance claim from beginning to end; helping and being there for us every steps of the way.

She had not only helped my family and me to get our home and lives back to what it used to be but we now also consider her our friend. I would highly recommend this company and Karen to anyone out there needing help with anything such as with their insurance claims etc. because you would be so glad that you did.
Tina S.
Feb 28, 2019
I am very shocked by the low rating of Brown O'Haver. The two reviews I read are nothing like my Boyfriend (Steve) and myself's experience with this company. I have been through every step of this with him so I can speak and have his permission to do so. From the very beginning Karen at Brown O'Haver and always called when she said she would and always kept us up to date on the progress of the case.

No communication issues at all. Steve's home burned in June 2018 (fire started by a teenager playing with fire burning several homes) a total loss. State Farm insurance has tried to cheat him at every turn even after he lost everything. Insurance repeatedly denied bids on new home, no reimbursement for additional living expenses, no reimbursement for belongs lost.

No communication from insurance company and repeated adjustor changes. Our repeated request to insurance company went unaddressed. Decided to hire Brown O'Haver and things started to happen right away. Insurance wanted to pay $16,000 for a rare Hummer valued at a little over $40,000. This company ended up getting him the full value of his Hummer.

Insurance only wanted to approve $100,000 to rebuild a 3 bedroom house (not possible) and would not budge. Company ended up getting Steve the full amount to rebuild at $192,000. The home is now in the works, We are not done yet as the insurance is still fighting other items but Brown O'Haver is dealing with the crap from the insurance so we don't have to.

He has suffered enough by losing everything and so not having to deal with the insurance helps. Karen at Brown O'haver is currently working on getting his rent and stuff is paid by insurance (Additional Expenses) as the insurance is not wanting to pay. Then there are his personal belongings that the insurance company keeps saying Steve didn't turn but we have receipts from State Farm showing the information was submitted directly to their system that they required him use. Karen at Brown O'haver stepped in and got them (insurance co) to start working on his belongings but already the insurance company has refused to pay for several things, unfairly depreciated the value of his belonging and are trying to depreciate his antique items and new items which is not allowed.

Again trying to cheat him. So Karen will take care of all of this without Steve having to deal with even more crap from the insurance. We are confident that Karen at Brown O'haver will get him the full value of his belongings as she has done with everything else. Brown O'haver has made it possible for Steve to finally start to rebuild his life instead of being stuck in limbo or being cheated by the insurance. Thank You so much to everyone at Brown O'haver and especially Karen and David. Tina and Steve
Patricia O.
Jan 07, 2019
Brown O'haver reached out to me after I had a house fire. I am glad they did because I didn't even know there were public adjusters for insurance companies. They let me know everything that my insurance company should do for me, like setting me up in a rental house and paying for it or giving me a monthly allowance for living with a family member. Karen Williams has been a great help dealing with my insurance company so I didn't have to.

She is making sure the insurance company pays for anything that I got coming. She has always answered my calls in a timely manner and has kept me informed and up-to-date on where I am with my insurance company. I will write a updated review when everything is settled with my insurance company to show how much better it is to use a public adjuster instead of fighting the insurance company on your own.
Kevin M.
Dec 27, 2018
Brown O'Haver does a great job assisting with insurance claims. I definitely recommend using them.
Laura Y.
Dec 21, 2018
This is amazing family owned company. They are responsive, kind and smart as can be. I have often called for advice both personal and professional. Very proud of their 30 years of business.
Tom H.
Nov 09, 2018
I spoke with Karen Williams on several occasions. She made appointments to come to our home to discuss our case. She postponed repeatedly with numerous excuses and no regard for our schedules. Said she would get back to us next week. I waited until midweek. No response. I text her a polite reminder asking if she might refer me to someone if she's too busy. No response. The lack of reviews and the (1) review, now (2) being negative, speaks volumes. I hope you find a reputable company. Maybe even recommend them on here. Cheers
Teshuna Grayson
Aug 25, 2018
Mr. And Mrs. Young are some awesome people they are definitely on your side and will work very hard to get you top dollar a great company
Mary H.
Mar 04, 2018
Your memory goes when you have a house fire. It's impossible to remember each item you own. Brown O'haver was AWESOME! Thanks to their incredible and methodical inventory skills, we were able to get over $300,000 for our contents. We worked for months trying to remember things and without Brown O'haver, we would not have been compensated properly. Jennifer combed through all our property with burned out and falling walls/floors/ceilings. Simply amazing.
Cathy Rahman
Dec 02, 2016
We as insured don't know what we don't know! My loss with Metlife went from 12K to 60K in a few hours! That was just for the physical damage to the home. You must must call if for for nothing else to get the "lay of the land" (perspective) on your loss and help utilizing all of your insurance. The insurance company is not your friend. I received so much helpful advice and counsel which made the time out of my home during the process of the claim so much more comfortable. Unfortunately in this world "might makes right" the first step is to recognize the insurance company (and their corporation) is mightier than you (and I) are.
Michael K.
Jun 27, 2016
I emailed this company after a sewage back-up into my house and was hoping for some help with the claim. Well.1 month later I finally got an email from "Karen". I called Karen and left a message with the receptionist.apparently they do not have a voice-mail system. It's 4 days later and I have yet to get a return call. If you need help with a claim.think twice before using this company.