Unlike other boat insurance companies operated by general insurance providers, for over 40 years SkiSafe has been exclusively serving the boat and jet ski & pwc community. You can rest assured knowing you are working with the best when it comes to Marine Insurance! We know and understand your unique needs as a boat owner and can tailor our coverage to meet your satisfaction.SkiSafe has experience insuring a wide range of boats, from small jet skis to luxury yachts. Over 500,000 boaters from California, Florida, Texas, New York, Michigan, Washington and throughout the United States have chosen SkiSafe as their insurance provider.
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Every state across the country offers a wide array of fun options when it comes to boating, jet skiing, wakeboarding and waterskiing, fishing, and more. Whether sailing through Lake Tahoe in California, cruising through the Florida Keys, fishing on Lake Travis in Texas, or having fun with water sports on the Long Island Sound, there is something for every kind of boater.
Whether you're cruising along the Miami beaches, exploring the Florida Keys or fishing in the Everglades, you want to enjoy as much as possible all of the boating pleasure Florida has to offer. That means you don't want to spend any time worrying about what might happen if anything happens to your boat.
Although the miles of Pacific coastline are the most famous, they're not the only way boaters can enjoy California. Whether you take a sailboat onto Lake Tahoe, kayak around San Francisco Bay in sight of the Golden Gate Bridge, or cruise the waters around San Diego, there are almost as many ways to enjoy boating in California as there are grains of sand on the beach.
With the nation's longest freshwater coastline and seemingly endless rivers and streams, Michigan offers boaters a virtual paradise. Whether you're out on one of the Great Lakes, taking advantage of the numerous smaller inland lakes or enjoying the state's many harbors, the sheer variety of experiences available in Michigan make it one of the most popular states in the nation for boating.
Reviews (9)
Debbie Smith
Jun 20, 2022
I have never had a claim with SkiSafe, but I am confident that if something happened my water crafts would be covered. The young lady that helped me, was knowledgeable and friendly. She made sure I understood all aspects of the policy before we got off the phone. I am ready to get on the water. Thank you SkiSafe!
Michael Babin
Jun 16, 2022
I have had my boat for 2 years. this past weekend I had the unfortunate mishap of striking a submerged rock. my lower unit of my Engine was damaged and needed to be replaced. I put in a claim to SKISAFE on Saturday night (same day as the accident) had my first response from my adjuster on Sunday. uploaded my signed statement, phots of damage as well as rest of boat, and the Gov't required accident report on Monday. Got an estimate from my Mechanic on Wed and the adjuster cut me a check (minus my deductible) based off the Estimate on Wed night and put it in the mail. very easy to make the claim and everything was accomplished in a matter of days. now I am just waiting for the part to arrive so I can get back on the water. will update if there are any additional issues found that require me to go back for additional funds. but as of right now i am extremely happy with how SKISAFE has handled the claim with responsiveness. highly recommend them. They also were the best value for price of insurance when i was shopping around for boat insurance.
Joshua Turner
Jun 09, 2022
Good price, but when handling a claim, they legitimately didnt cover anything for me. It was a fine print that popped on the dec page after i paid saying that my deductible will double for the first 2 months that I failed to see, my fault, which why i gave 2 stars but then thought about it and noticed the way they do their deductibles are trash, which that said.failed to informed me that the machinery allocated amount is at most $1650 for my plan, but they told me that included my deductible, so basically they would nver pay out that amount if you have a deductible.
You literally need to have a ZERO dollar deductible to get the $1650. And it took them 2 weeks to tell me this, they didnt need to see anything to tell me that. There communication amongst each other are horrific. And Jason Blonde my adjuster and the customer service rep I've dealt with just kept pushing responsibilities until I really started outting pressure on them. Ibwould never recommend for this reason. Went back to Geico.
You literally need to have a ZERO dollar deductible to get the $1650. And it took them 2 weeks to tell me this, they didnt need to see anything to tell me that. There communication amongst each other are horrific. And Jason Blonde my adjuster and the customer service rep I've dealt with just kept pushing responsibilities until I really started outting pressure on them. Ibwould never recommend for this reason. Went back to Geico.
Shawn Eiferman
May 27, 2022
My boat blew up, caught on fire and sank last summer and they denied the claim!?!?! after months of investigations.no operator negligence, foul play, etc. just a crazy accident (which is why people have insurance!) and as soon as i started to lawyer up they decided to offer a low ball settlement of only $3k. the boat (32ft cabin cruiser) was worth waaaaayyyyyyy more than that and the salvage bill alone was almost $10K. shame on this and any insurance company that doesn't have the integrity to do the thing they're trusted to do. disappointed/no surprised!
Timothy E. Gillespie Dmd
May 25, 2022
George Anderson
May 25, 2022
Nicholas Flora
May 14, 2022
Update: now 11 months and 5 marine surveyors into the claim process. Skisafe used unqualified surveyors and would not look at the facts of the claim with multiple surveyors provided from marine repair shop, citing they needed to validate that with their own each time, causing this to drag out for 11 MONTHS. They are now also denying to pay the $6000+ storage bill, saying that is on me.
The only reason this boat is still in there is obviously due to their snails pace and unwillingness to honor what was shown to be a valid claim. Be very careful before you choose them as your insurance provider. This company is trying to scam their way out of paying my full claim. The original claim surveyor said one thing (that clearly wasn't accurate after other surveyors looked at it) and when the company starts to realize it we all of a sudden have to file another claim on the same incident with ANOTHER deductible of course.
It's now clear that the boat sank because of impact but those are separate claims. how does the boat sink without the impact? Cause and effect. be careful when you sign on the dotted line with this company. Their rates are nice but then it starts to get a little fuzzy when something happens.
The only reason this boat is still in there is obviously due to their snails pace and unwillingness to honor what was shown to be a valid claim. Be very careful before you choose them as your insurance provider. This company is trying to scam their way out of paying my full claim. The original claim surveyor said one thing (that clearly wasn't accurate after other surveyors looked at it) and when the company starts to realize it we all of a sudden have to file another claim on the same incident with ANOTHER deductible of course.
It's now clear that the boat sank because of impact but those are separate claims. how does the boat sink without the impact? Cause and effect. be careful when you sign on the dotted line with this company. Their rates are nice but then it starts to get a little fuzzy when something happens.
Dave Ayers
Feb 15, 2022
They state that agreed value for the vessel is not entitled to for the first two years if a total loss or theft occurs, they would only pay nada even though I'm paying for agreed value. The max engine pay out is $10k but based on nada as well, the deductible is 10%of the agreed value not 10% of the max motor pay out. Total shameless insurance company, don't waste your time
Billy S.
Jan 10, 2022
This company wasted my time due to rejection of a policy simply due to looks. My boat isn't Bristol but it's rock solid. The boat was neglected and is covered in Grey teak. Suggested I put the boat on the hard, then they'd possibly underwrite a policy. They claim to know the boat business, but clearly, they don't as using mere looks for the basis for a liability rejection. Interior is in good shape, hull is in great shape, just needs paint and teak brightener and it'll look good. Ridiculous.
