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Beach & O'Neill Insurance With more than 60 years in business, Beach & O'Neill Insurance Associates has grown alongside the Sacramento region. We were listed as the 6th largest local property and casualty brokerage firm in the area by the Sacramento Business Journal in 2017, and as one of the fastest growing brokerage firms in the region. When Bob Beach started servicing personal and business insurance customers in Fair Oaks, CA in 1947, he relied on a single employee, his wife, and word of mouth from satisfied customers to grow his company.
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Whether you specialize in commercial construction or residential construction, we have the right contractor's general liability insurance coverage to protect you from the risks specific to your operations. With our detailed knowledge of construction insurance, and large selection of quality insurance carriers to choose from, we can help you find the best solution for your general liability needs.
Beach & O'Neill Insurance Associates offers exclusive access to some of the most popular WRAP products offered in California and Nevada. WRAP insurance can fall under the definition of either being an Owner Controlled Insurance Program (OCIP) or Contractor Controlled Insurance Program (CCIP). Under a WRAP policy generally the developer of a project, or general contractor, takes out a project specific policy to cover all subcontractors on one master policy which includes both premises liability and product completed operations coverage.
Beach & O'Neill Insurance Associates is one of the largest workers' compensation brokerage firms in Northern California. We represent leading workers' compensation carriers in CA and NV including many of the most preferred markets in the industry. In addition to our standard market offerings, we also represent the State Fund and alternative markets like Professional Employer Organizations (PEO's).
When you want to protect your construction vehicles from the risks of the road, commercial auto is the answer. From the personal vehicles that double as work trucks, to entire fleets of autos driven by your employees, we can help you find the right coverage for your commercial auto exposure. Is it a personal vehicle or a work vehicle?
Reviews (14)
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Dale Nakayama
Mar 10, 2022
Profesional is my first thought. the rate for us was good on our house
Guy Adams
Dec 21, 2021
The correct rating is less than 1 star and not worthy of the time. We are a long time client.a bad choice on our part not to take the necessary step to get a new broker. That will change. Not only did we NOT receive a response to a VP (O'Neill) in June of 2021, today is the same old, tired refrain on terrible customer service. Called the adjustor morning and afternoon with no response. Called the main line during peak business hours and no answer, no message, no forwarding, NO HELP.

Ignore the website since 60 years in business means nothing from a client perspective. I would love to have known Bob Beach and his wife. Unfortunately their legacy is a thing of the past and current business practices do not honor their original commitment to highly personalized customer service. WORST CUSTOMER SERVICE IN ANY INDUSTRY.
Tony Muljat
Aug 25, 2021
I would like to give a huge shout-out to Jennie Bowman at Beach & O'Neill. She navigated me through a difficult situation and saw it all the way through to the end. Jennie was professional and had excellent communication. Thank you, Jennie!
Lisa Wescott
Apr 30, 2021
They have been go to insurance agency for years. I now can't even get anyone to call me back.
Lajuan Martz
Sep 07, 2018
Evan Williams and his team are awesome to work with! They are all friendly and very responsive and care about their clients needs! I would recommend them to anyone looking for home or auto insurance!
Carmen Gargani
Mar 17, 2018
I have had the pleasure of having Beach & Oneill as my Insurance broker. They take great pride in their attention to detail! I am grateful for heir services. Anytime someone asks about insurance I always recommend Javier Ortiz at Beach and Oneill! Shout out to Renee Inmann for showing me where to go for all my insurance needs!
Sarah Judd Fultz
Dec 30, 2017
Thank you Evan and Renee for being rockstars! You guys have amazing customer service. When I see a quote from your team in my file I know I won't have any trouble getting what I need. Thank you again for your help today.
Eliza Morris
Aug 12, 2017
I don't usually bother reviewing companies, but this one deserves it! Gloria checked on my mortgage insurance payments and got back to me within 10 minutes. Having spent hours on hold with my mortgage company in the past, I greatly appreciated her help!
Erica Aichwalder Barclift
Jun 21, 2017
Responsive and knowledgeable team of experts in their field. Our business and family are forever grateful for Beach & O'Neill's commitment to providing the best in business services.
Blake Boudier
Oct 04, 2016
Great insurance brokerage. They are the most professional, honest and competitive company I have ever worked with. Always a pleasure doing business with these guys. Highly recommended!
Konstantin Tkachenko
Jun 14, 2016
Im not employee of this company and cant tell how they disciplin their employes to produce quality job. But as an customer I have no problem to be a long time relation with them.
Todd Wilkinson
Apr 05, 2016
I have been doing business with Beach and O'Neill for over ten years. I've always received the utmost professional service. Their employees are well trained, and very personable. I will never go anywhere else. Yes! they're that good!
Tammy Tietjen
Jan 23, 2016
We use Beach and O'niell WHENEVER we can and our clients are always above impressed and happy with the amount of money they save and the customer service they get. Bri is hands down a huge asset to this company and always up for a challenge in saving our clients money, never met the rest of her team but I know Javier has got to be the fastest and most dependable insurance agent I have ever known I will request a quote and have it in tops 5min. They really are a fabulous company! If you need insurance they are your people.!
Tami McNeil
Sep 17, 2015
Love he folks here. Renee, Bri, Javier, Evan and Kayti have always taken top notch care of me and my referrals.