With the foundation of agricultural-based insurance businesses, Hometown Insurance Agency can cover all of your farm, business, home, auto, life needs. With one foot rooted in timeless values of family, community, and business and the other stepping forward into the future of technology and innovation, we believe we are uniquely positioned to provide the best insurance experience for you and your family.

But don't take our word for it, give us a call today. When Doug isn't helping his clients, serving in the Top of Virginia Regional Chamber, The Winchester Host Lions Club, The Shenandoah Arts Council, or helping with local community events, Doug enjoys spending time outdoors with his family hiking and camping.

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Home Insurance Report

Some of the Discounts we may have for you include: Home Auto Discount, Home Service Breakdown, Service Line Coverage, Central Alarm discount, and Discounts for newly replaced roofs and HVAC systems. We make sure your home insurance needs are being met. We want to meet with you at least once a year to discuss any changes you may need to keep your policies in line with your life.

Auto Insurance Report

It seems like everyone is advertising "You can Call us, and over the phone, we can save you a bunch of money". Convenience is great, but how can you find the best coverage for your needs without having someone get to know you? If you don't have the right insurance protection, will you be able to pay for necessary medical treatments, car repairs, legal fees, and other costs that come with being involved in an accident, whether you're at fault or not?Working with Hometown Insurance Agency you will have a personal, professional agent who works and lives in your community.

Umbrella Liability Insurance Report

What would you do if a legal judgment against you was greater than your primary insurance limits?. Imagine this, you have just had one of the best days of your life. You received a huge promotion at work, your wife just paid the last mortgage payment on your home, and your kids all made honor roll.

Gap Insurance Report

This is a relatively new phenomenon. It is actually caused by fierce competition. With more offers of low- or no-down payments when buying or leasing a vehicle, you have little or no initial equity in the vehicle. After the vehicle is purchased, the value decreases substantially. Unfortunately, the vehicle's value may be less than what you owe on your loan.

Denton Powell

May 30, 2020

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Doug & Jenn have a unique way for helping their clients get the best service and coverage. I would recommend them for ANY insurance needs.

Ryan Conroy

Nov 18, 2019

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Doug sold my wife and I a homeowners policy. With American National's policy they also cover home systems breakdown. Well the new year brought a blown up heat pump and condenser unit. With American National our policy saved us $6,000! Thank you Doug for selling us a Home Policy that truly protects us. Bonus, the turn around on the claim was less then a week!

Aaron Bartolain

Jan 02, 2018

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Outstanding service and knowledge. Highly recommend to anyone in the Winchester Area.

Kevin & Trina Embly

Jun 28, 2017

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Hometown Insurance was eager to help in meeting our insurance needs and provided us with the help we needed to get those needs met.

Derek Archer Hit Your Mark Media

Apr 07, 2017

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The Insurance industry is incredibly competitive and its main differentiator is personal touch. When it comes to personal touch and service, Doug and his team have this mastered. I can't speak highly enough of them or their services!

Christine Kriz

Mar 21, 2017

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Doug and his team are true professionals! Great rates and great customer service! They make it easy to switch and will save you money!

Joshua Jones

Nov 09, 2016

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Doug and Kelly are experts in their field and do not use pressure as a sales technique. They do not sell you stuff you don't need. They work with you to provide coverage where you need it. They are available when needed.