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Melcher & Prescott Agency Melcher & Prescott Insurance, established in 1862, is a full-service independent insurance agency and brokerage company headquartered in Laconia, NH. We specialize in business insurance, employee benefits, personal insurance, and risk management services. We know that time equals money. At Melcher & Prescott, we have the expertise to meet your insurance needs quickly and efficiently. Let us help you put together the best package for your most important asset - your people.
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With years of experience since 1862, Melcher & Prescott Insurance understands each of our clients' unique insurance needs. We will help make your insurance process hassle-free and easy to understand. High-net worth individuals have unique needs and complex risks. Our tailored insurance programs offer customized personal property and liability insurance to preserve your assets and wealth.
Melcher & Prescott will customize and manage an employee benefits program after closely analyzing your company, competitive markets, and financial guidelines. Let Melcher & Prescott Insurance develop and manage an employer-sponsored group health insurance plan for your employees. Group medical plans help improve employee satisfaction and retain key employees.
Melcher & Prescott Insurance can help you make a more informed decision when selecting your individual health insurance plan. We get multiple quotes, compare plans, and help you understand your available options. Medicare does not cover all costs related to health care services and necessities. Medicare Supplement Insurance (Medigap) policies contribute toward remaining costs for copayments, coinsurance requirements, and deductibles.
Reviews (16)
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Lucinda Williams
Apr 20, 2022
Melcher & Prescott Insurance has been helping the New Hampshire Music Festival with its complex insurance needs for years. The entire Melcher & Prescott team is top notch. They care about their clients, they communicate often, they get your organization the very best insurance coverage and the very best rates. I could not offer a higher recommendation than that of 10 STARS to Melcher & Prescott. As an Executive Director of Non Profit Arts with over 30 years of experience, I can truthfully say I have never worked with a better insurance agency.
Paige Thompson
Feb 15, 2022
I used this insurance for one of my houses and my business. They were very helpful to me after I have a fire in my store. I loved them for my business insurance price was reasonable and I had great coverage. The house insurance is expensive and didn't cover much. Unfortunately, it is just the situation for that home. I would definitely recommend them.
Mary Colburn
Nov 13, 2021
Always very informative and very pleasant people to help you.
David Morris
May 22, 2021
I have been doing business with Melcher and Prescott for 15 years, they have always been professional and responsive to my request two days ago I needed a copy of a insurance form and it was emailed to me within 20 minutes. Melcher and Prescott is one more reason to live in the Lakes Region of NH
Paula Hiuser
Mar 20, 2021
I have done business with M&P for over 15 years. They handle my home, car and all of my toys. Every year they review my policy to make sure I have the all coverage I need at the best rates. I feel my agent has my back. Further, when I started a new company and needed to get insurance for my clients - I referred my clients to them and they were all well taken care of. It's a great local company that supports their employees and community.
Debbie Wright
Mar 18, 2021
Excellent insurance agent. Helped me with Healthcare and found the best fit for what I needed. Highly recommend.
Deven Spears
Feb 25, 2021
I switched to Melcher & Prescott almost five years ago from another large insurance company. I should have done it sooner! Kaitlyn Haines made the switch smooth and easy! She also obtained better coverage at a less expensive rate! Kaitlyn goes above and beyond! She will get done what's others can't!
Sean Zaikowski
Feb 24, 2021
Hands down I would recommend the team at Melcher and Prescott Insurance! I made the switch to Melcher and Prescott a couple of years ago and it was the best decision I have ever made. After being told there was nothing my former insurance company could do for me about the extremely I price I was paying for insurance, I walked into the Meredith. Melcher and Prescott office and Kaitlyn took amazing care of me.

The next thing I knew I had better coverage for considerably less then I was currently paying. So I switched my auto and motorcycle policies that day and haven't looked back since. I recommend Kaitlyn and the entire Melcher and Prescott team to anyone I know that's looking into any sort of insurance. Personable, Professional, and the highest level of quality service can only be found at Melcher and Prescott Insurance.
Jessica Haines
Feb 24, 2021
I have had Kaitlyn as my insurer for quite sometime. she is friendly, efficient, nice and has always gone above and beyond to make sure we are well taken care of. a year ago I had an accident, that night it happened she was already handling everything for me. Amazing! highly recommended
Jenn Marie
Feb 24, 2021
I went without automobile insurance for quite a few years under the assumption that it was unaffordable. I decided to reach out and see how "unaffordable" it was. I contacted a few different insurance companies, Melcher and Prescott being one and they were able to get me great automobile and renters insurance at a amazingly affordable rate! I. unfortunately had to use my automobile insurance but it was a great experience for such a stressful situation.

My agent (Kaitlyn) walked me through everything I needed to know (as I had never been in an accident before) and kept in touch through the whole process. I would highly recommend Melcher and Prescott to anyone.
Evan Hacker
Feb 23, 2021
The best in the business! I use them for our family car insurance, and my contractor insurance for my landscaping company. I can't say enough how great they are to work with!
Evan Bomba
Feb 23, 2021
I highly recommend Melcher & Prescott to take care of your insurance needs. Friendly, quick, and reliable service no matter what you are looking to insure. Kaitlyn is always there for any questions or concerns that I have, and with a quick and friendly response!
Meghan Rose
Feb 23, 2021
I have insurance threw Melcher for a number of things. Kaitlyn has always been thorough and helpful for everything I needed. I would 100% recommend them for anything insurance related.
Andrea Smith
Feb 22, 2021
I would not recommend this company at all. We just bought a home in NH. My sister recommended them as that is whom she has for insurance. They asked me some questions and said they would have a quote within a few days. I called a week later."we are still working on it." They emailed me a few days later saying they would have numbers for me by end. of day, never happened.

I called 3 days later, asking about the quote they promised me three days earlier. "Sorry we do not have that for you yet." Seriously.? They called back that afternoon saying "Sorry we can not cover you." We have never had any issues or claims on our current home. We pay our bills, we take care of our property and we try to do the right thing. Companies like this do not care about the people it serves. My sister is looking for someone else. In case you wonder whom the agent was. Lauren R.
Brie Stephens
Jul 01, 2020
I use Melcher for many of my insurance plans. Kellie is so easy to work with, knowledgeable and is great with communicating. I trust in them that the product given provides me with what I need and I look forward to continuing my relationship with them as well as recommending them to all my real estate clients.
Joseph Hoffman
Oct 14, 2017
Melcher and Prescott have been my insurance agents for over 4 years. I insure my car and my motorcycle with them. Every time I need to go into the office they are very helpful and prompt. Thankfully I've never needed to call them with a problem but I know if I did they would be there for me.