Matthies Essig Agency

Essig Agency, Inc. is an independent agency licensed with multiple insurance carriers able to provide you with several options to fit your insurance profile. Have peace of mind to enjoy what is important in life. Insure the contents in your home and schedule personal belongings such as jewelry, cell phone, guns, art and more. Business Owners, General Liability, Commercial Policies, Commercial Auto, Workers Compensation, Unemployment and more.

Insuring your home can help protect you financially if you suffer a loss due to fire, theft, vandalism, or other covered events. It will also cover you in the event someone is injured while on your property and wins a legal judgment against you. Homeowners policies differ by which losses are covered, which coverages you choose, and what type of residence you own.

Personal auto insurance serves as protection against liability for bodily injury and property damage in connection with your ownership, maintenance, or use of personal vehicles. It also covers damage done to your vehicle if you have comprehensive and collision coverage. Other optional coverage's such as emergency road service and rental car coverage are available.

We all think about insurance for our auto, home and health, but you may forget your recreational toys need coverage too. Whether you want full coverage to help replace the item or just liability coverage, we can help you. Some recreational items can be endorsed onto your homeowners policies and some are on their own policies. Call us today and we will help you decide what is best for you.

With all the lakes and rivers in Minnesota, owning a boat has become more popular. Whether you enjoy fishing, cruising around, towing the kids around, or all of these, making sure you have the correct coverage is important. The personal property coverage of your homeowners policy might cover a small boat, motor and trailer (usually for $1,500 or less in physical damage).