Established in 1905 on the basic principle of providing property protection for its members, Hartland Mutual Insurance now provides property and liability coverage across North Dakota. Based in Minot, ND our goal remains the same; providing insurance protection for the large and small disasters that may strike.                        
                        
                        
                        
                        
                        
                        
                    
                        Services
                    
                Farm/Ranch
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                                                    Condo
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                                                    Renters
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                                                    Ice Dams
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                                                        With this year's winter storms, snow accumulated just about everywhere, including the roof of your home. However, the large sparkling icicles that hang from gutters this time of year may be holding back a hidden and potentially destructive problem. The primary issue is that attic floors are not fully insulated, heat from the living areas below escapes into the attic and warms the roof from below.                        
                        
                    
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