McManus Insurance & Financial is an independent insurance agency licensed in Maryland and surrounding states. Give us a call at 410-308-3699 to schedule a consultation or ask about other, often difficult to find, specialty insurance products and services that we offer. Our local independent insurance agents work directly for you, not a large insurance company thousands of miles away. We will help you analyze your insurance needs and find the most cost effective products and policies from the many insurance companies we represent.

Facebook profile

Update Share

About Report

McManus Insurance & Financial, LLC is an independent agency that is able to accommodate all of your insurance needs. Because we are independent, we work for you, not for an insurance company. We offer products and services from several different sources, which allows us to deliver practical and cost efficient solutions tailored to your individual situation.

Insurance Basics Report

Liability coverage limits (for damage you do to others) are usually presented as a series of three numbers. For example, your agent might say that your policy carries liability limits of 20/40/10. An auto insurance policy is a package of different coverages. Most states require you to purchase a minimum amount of certain kinds of coverage.

Insurance Products Report

As an independent insurance agency, we are able to offer our customers many types of personal and commercial product lines. We are not restricted to one type of insurance policy or policies from one faceless company thousands of miles away. If you need hard to find insurance, like flood or coastal property insurance - both of which can be surprisingly difficult to purchase for second homes or vacation properties along the Chesapeake Bay or condominiums in Ocean City - we can work with our partners to find an insurance policy to suite your individual needs.

Insurance Carriers Report

We are local independent insurance agents who maintain an active membership with the Independent Insurance Agents of Maryland (IIA of MD) and direct or associate agreements with many of the top rated national insurance companies, as well as, local companies doing business in Maryland, Pennsylvania, Delaware, Virginia and West Virginia.

Frank Gargiulo

Sep 04, 2020

Report

Fast service.obtained quotes saved hundreds of dollars.always follows up

Jesse Ritter

Mar 25, 2018

Report

I have been working with Charles for around 4 years now and he has helped me with both business and personal claims. He is a true professional and responsive when you have questions or issues. I highly recommend him for your insurance needs!

Victor Norris

Jan 13, 2018

Report

Charlie has been extremely helpful in consolidating my policies, reducing my premiums and designing our families coverage to suit our needs

Baltimore Buchkos

Dec 09, 2016

Report

We've been happy clients for 18 years. Charlie is an honest and direct agent, explaining any details we don't understand and always looks out for our best interest. I love the new mobile friendly website!