There are many changes taking place in the Long Term Care and Disability Insurance industries these days. The information comes from many different sources, and it can be quite confusing at times to put all the pieces together and make sense of it all. At NJLTC we send out several email newsletters, "Blasts" as we call them, a month. We keep our clients, brokers, and producers informed of all the relevant news, topics, and product updates that take place in our industry. Feel free to browse our archive of Blasts and News articles.
Services
Dennis O'Connor III (EXT 22) is the Managing Director of NJLTC and brings 30+ years of experience with Unum and his own firm in the individual LTC and DI marketplace. Dennis is available to personally assist in case design, large multi-life offerings and the on-call presentation of cases to your clients.
Long-term care is the personal care and other related services provided on an extended basis to people who need help with activities of daily living or who need supervision due to a severe cognitive impairment. This type of care is considered skilled care, non-skilled care, or custodial care. It is NOT acute or rehabilitative care, which is known as skilled care.
Your income is your most important asset. An interruption of your income can take years and years to recover. Disability Income insurance should be the bridge during a period of disability and loss of income. NJLTC is committed to helping you determine the right company, the right product and the appropriate income protection program for your client.
We have made available our document library. This includes applications, forms, marketing materials and licensing information. All of these documents are sorted underneath their respective carrier or provider. If there is a document or form that you do not see here, please contact us, and we will be happy to assist you.
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