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Franklin Mutual Insurance Franklin Mutual Insurance is available exclusively through local independent insurance agencies. Franklin Mutual Insurance exists for the benefit of our policyholders, independent agents and employees. We hope that the communities we live in and serve will be better for us having been there. This is a great purpose which we are thankful to have. Whether you are a policyholder, agent, member of the public or employee, our goal is that in every interaction you have with FMI you feel appreciated, respected and that your time was well spent.
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Franklin Mutual Insurance is one of the most established and respected insurance companies in New Jersey. In business since 1879, FMI offers superior coverages to New Jersey residents and business owners, sold exclusively through professional independent agents. Rated A+ (Superior) by A.M. Best, we have the financial strength and stability to protect our insureds and continue to grow our business. At Franklin Mutual Insurance, we want you to know that being a mutual company means we're in this together.
When it comes to protecting your home or business from the unexpected, place your trust in an insurance company that is committed to providing policyholders with the security they deserve. Franklin Mutual Insurance is consistently recognized by leading insurance rating agencies as a financially stable and responsible company.
The insurance industry is constantly evolving, and with new products and emerging technology at the forefront, the future is exciting. FMI offers opportunities to join a growing industry with one of New Jersey's most established and respected insurance companies. As a member of our award-winning team, you'll experience the insurance career trifecta - stable, rewarding, limitless.
Homeowner Insurance For The Way You Live At Franklin Mutual Insurance, we recognize your home is more than an investment and place to live. It's a safe haven where friends and family gather, memories are made, and your most valued possessions reside.
Reviews (10)
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Ryan
Jun 03, 2022
Do not use this company for homeowners insurance. They will jerk you around and make you wait only to tell you they're not covering it. Get yourself a name brand company for insurance.
Carlos Aguilar
Feb 16, 2022
This is a suspicious company that very often under pay house claims, but homeowner do not know. they are happy with wherever they get
Teresa Mustafa
Oct 07, 2021
Very dissatisfied with the way FMI handled a claim after Hurricane Ida. Not happy with the miscommunication, the length of time taken, the very small amount of money they sent to cover claim, with absolutely no explanation of what damage was covered and what was not covered. The final straw was the check being issued in the wrong name.
Mary Jo Sites
Apr 25, 2021
I had the ABSOLUTE pleasure of calling FMI regarding an on-line payment issue. The rapid response, along with the professionalism and kindness of Jenn (Customer Service Agent), were exemplary. My issue was resolved in no time at all. Thank you FMI!
Clement Pierson Iv
Apr 17, 2021
Great company who pays claims quick. I never had an issue with this company and they have great rates for home owners insurance!
Olufemi Bababunmi
May 16, 2020
They compensated for damage pipe but they refused to compensate for my damaged boiler, the adjuster worked for the insurance interest. I will change to another insurance next year.
Beth Marshall
Mar 28, 2020
We've had very good luck with FMI after massive water damage to our home. Our adjuster has also been very helpful in helping us navigate the process.
Bruce Clark
Mar 16, 2020
They had me remove a tree that was slightly leaning which I did to the tune of 2000.00 then repair a my front steps which a lose flagstone which I did 2400. Then had storm damage to my roof they paid some of it but another 850.00 out of pocket which did. Now I also had some peeling of paint that was on high on a eve which I did not beacause I thought they were kidding peeling paint would cause them to cancel insurance!and they never informed me I was a month with out coverage. 30 years and 2 claims, If they were negative stars I would give this company -10 not fair and THANKS FOR ALL YOUR LOYAL SUPPORT.
Mark Bartholomew
May 30, 2019
Have had FMI for over 12 years, put in two claims and on both occasions FMI came thru with flying colors. Never gave us any trouble with the claim. All contractors paid in a timely fashion. Would highly recommend.
J. H.
Dec 04, 2017
Submitted a claim March 20th. It is now April 16 and water is now all over my attic and second floor kitchen due to the rain and storm we are having today. With something as serious as a roofing problem the company should act within a few days. What started off as a smaller fix has turned into somethig more serious because of their delay. What solution have they provided? None.

As soon as I get this fixed I am changing to another insurance company. Do not buy insurance from here. They promise the world but don't deliver when you need the service you are paying for.