Costlow Insurance has been providing insurance in Texas since its inception in 1981. Our agency has grown from a single owner proprietorship into a full service organization offering some of the best insurance values in Texas today. Our philosophy is simple: support you, our customer, with the best possible customer service our team of licensed insurance agents can provide.

Bundling insurance simply means buying multiple types of insurance policies from a single insurer. Why bundle insurance? It could mean big savings.

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Auto Insurance Report

Auto insurance can be hard to understand. The Auto Insurance Specialists at Costlow Insurance makes it easy to understand. Serving people across Dallas/FTW Metroplex, our team specializes in demystifying the various parts of an auto insurance policy. Acquiring insurance for such an important purchase shouldn't be taken lightly.

Homeowners Insurance Report

Shopping for Homeowners Insurance, or Hazard Insurance, as it is known, can be confusing for homeowners. Costlow Insurance makes it simple. We explain the various important hazard insurance coverages for your home. Acquiring insurance for this important purchase shouldn't be taken lightly. If you have a loss that affects your home, you certainly want the peace of mind that comes with the knowledge that you've purchased the best insurance coverage with the best coverage values through an agent you can trust.

Homeowners Policy Types Report

You may not be aware of it, but the state of Texas allowed a big change in homeowners insurance a few years ago. Among other things, that big change allowed insurance carriers to choose from a multitude of different policy forms, and/or create their own policy forms. It allowed them to package insurance coverage to produce competitive price points, that frankly sometimes don't provide you with the best insurance coverage.

Renters Insurance Report

What you may not realize is that your landlord's policy doesn't cover any of your personal property. Without renter's insurance, you have got no coverage for personal property loss or damage. Fortunately, you can get affordable renter's insurance (also called apartment insurance) to protect you in situations like these.

Michael Maloney

Jan 17, 2022

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I worked with the Costlow Rep to find a policy that met my needs. The Costlow Rep was very responsive and made the transaction very easy.

Betty Oakerson

Aug 19, 2021

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Chris Black is quick and efficient- the best. I call him for anything insurance.

B. Lewis

Jun 15, 2021

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We have been with Cost Low many years, and Lance & Debbie are the best. Always professional and very helpful. I have compared rates over the years and haven't found any better than Cost Low. Thank you,

Elizabeth Reisch

Jun 07, 2021

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They helped me save money on auto insurance by finding a policy that was right for my family. They were very helpful answering my questions and prompt at getting back to me.

Chad Lindsey

May 27, 2021

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Costlow not only found me a better price on my insurance but also walked me through the different insurance carriers and some of the offerings that impact price. They made me an informed consumer so that I could choose what was best for me with the options I wanted. I didn't go for the lowest price because I knew that option did not cover what I wanted to be covered. Great job Costlow!

David Torres

Jan 18, 2021

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Debbie is the best! It's always inviting, easy and safe when working with Costlow Insurance. Thank you for always responding quickly to my questions and concerns and for going the extra mile to offer the best value for my needs.

Wally Steidley

Jan 16, 2021

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I have been with Costlow for about 15 years and have always been pleased with my service. My agent (Chris) is always on top of my accounts and keeps an eye out for changes in my family and opportunities to save some money without losing quality.

Wesley Clark

Jan 12, 2021

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My experience with Costlow Insurance over four decades was excellent. I only left their agency when I dropped ALL my Germania Insurance policies due to their ridiculous over the top increases due to my "poor credit". I have an 837 out of 850 score at the three major credit reporting agencies. Germania uses Lexus reporting, it was inaccurate. I corrected their errors but the two items Germania used to increase my rates over 8% were that I had a Retail Credit card (Macy's) and that I had a car payment.

What the h. does having a car payment have to do with homeowners insurance? Anyway, I went with my local Farm Bureau agent and got the EXACT SAME home, car, farm liability and 2nd home insurance for 50% less that Germania! But Costlow Insurance is an awesome agency.

B. Thompson

Nov 23, 2020

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I like knowing the team at Costlow is looking out for me and my family. Debbie is knowledgeable, reliable and responsive.

David

Nov 15, 2020

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Always been there for us in time of need. Never had any problems with them. Highly recommend them!

MIchael Ross

Apr 29, 2020

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My wife and I have dealt with many insurance agents, and Costlow Insurance knows how to take care of their clients. They always make sure your coverage is sufficient and at fair rates. You won't be disappointed.