As an independent insurance agency, we can provide several companies to compare and choose rates objectively. We work for your best interest, not for insurance company profits. Though we can handle insurance anywhere in the state of Florida, the majority of our customers are in the local area. We recognize that even though technology allows for many things it cannot replace face to face contact. With over 40 years experience in commercial and personal insurance, even other agents seek our advice. We have a broad and in-depth knowledge to draw upon.
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After working over 15 years in the commercial insurance business, Thomas J. Kast began concentrating on personal lines in 2002 and specializes in auto, home, and umbrella coverages. Thom has worked the last 12 years in the Naples and Bonita Springs area and has acquired detailed knowledge of important Florida requirements and local nuances.
Whether you are new to Florida, seasonal, have special circumstances, or just shopping around we can help get you the auto insurance coverage you need. When you move to Florida, the state of Florida requires that you register your car and you will need to be insured before you register your car. If you have a license from out of state or a foreign country, you must still get insurance in Florida if you have a car in the state.
We offer homeowners insurance, condo insurance, and we can educate you on wind mitigation features. Whether your property is individually owned, an investment property or owned by a trust we can help you and offer fast (same day) turnaround. It is important to know a bit of insurance history. When Hurricane Andrew hit in 1992 all major national insurance companies sustained catastrophic losses.
We can cover most all boats including sailboats, deckboats, fishing boats, center consoles, flat boats, and runabouts. Just like cars, boats come in all shapes, sizes and dollar amounts. Our boat insurance policies offer all the coverage's you will need while keeping your rates affordable. We even offer Roadside Assistance and On-Water Towing for unpredictable events. Your policy can be custom fitted toward your own exposures. You can work with us by phone or in person.
Reviews (10)
Lisa Gaus
Apr 24, 2022
Laura Bensman
Dec 21, 2021
Corey Mendoza
Nov 13, 2021
My girlfriend and I are moving to Naples next month and both of us have very complicated health challenges in which require quality health insurance. I did a Google search and found Margot right away. I decided to call the number on a saturday not knowing if someone would answer. Not only did she answer, but she was driving at the time and still gave us about 30 minutes of her time consulting us.
After that initial call we set a meeting for the following Saturday and she literally just spent 3 hours on screen share combing through every best possible plan for both of us. This has been such a burden on my mind about moving and getting health insurance and she made it so informative, easy and was so attentive to the details and our needs! We are now both signed up and ready for Jan 1, 2022 without any worries! Margot was absolutely amazing.
She answered every question and concern we had. She spent so much time with us I feel like it was a family member helping! Great job Margot. Please tell your Tom we're sorry for taking up so much of your Saturday! ha Corey & Jenny Moving from Chicago to Naples!
After that initial call we set a meeting for the following Saturday and she literally just spent 3 hours on screen share combing through every best possible plan for both of us. This has been such a burden on my mind about moving and getting health insurance and she made it so informative, easy and was so attentive to the details and our needs! We are now both signed up and ready for Jan 1, 2022 without any worries! Margot was absolutely amazing.
She answered every question and concern we had. She spent so much time with us I feel like it was a family member helping! Great job Margot. Please tell your Tom we're sorry for taking up so much of your Saturday! ha Corey & Jenny Moving from Chicago to Naples!
Keith Cyr
Nov 10, 2021
Margo has helped me so much with my health insurance. I used to go without health insurance strictly to avoid the confusion that comes with applications, in network doctors, coverage etc. Her knowledge and expertise made it all easy and comfortable. She found the most affordable rates for the coverage I wanted and also offered ways to save money and how to avoid penalties come tax time.
Her virtual platform allowed me to be go through the short process right from home. This is my 3rd year with her handling my insurance needs and it continues to be such a smooth process.
Her virtual platform allowed me to be go through the short process right from home. This is my 3rd year with her handling my insurance needs and it continues to be such a smooth process.
Edlira Thodhori
Oct 11, 2021
Keith Ring
Jun 07, 2021
My experience with dealing with Kast Health Insurance has been one of total satisfaction. The staff particularly my personal agent Margo is totally knowledgeable and very patient dealing with what is a complicated and vitally important issue. They were instrumental in helping me avoid the many pitfalls in applying for health insurance. I unreservedly recommend this company.
Brittney Lumb
Feb 25, 2021
Melissa K. Meister
Oct 24, 2020
I've been with Kast Health Insurance for 2 years now. Margot is so personable and informative in helping me make the right health insurance choice to suit my needs. I'm the type of person that likes to do things herself but I willfully let her work for me and it was the best decision I made. Thank you Margot for helping me with my insurance needs! Would not have been so easy without you!
Sue Walbridge
May 18, 2020
Margot Kast was amazingly helpful. She answered all of our questions completely without losing us in insurance jargon. She offered different options and put us at ease in decision-making. Margot definitely knows the field but was not intimidating to work with. She made a confusing subject palatable. We highly recommend her service.
Stacy Mullendore
Dec 15, 2019
Kast Health Insurance is amazing! Margo was informed and up to date on all of my insurance needs. Margo has gone above and beyond in helping my family with obtaining our insurance. I am so appreciative to have Kast Health Insurance and would highly recommend to anyone looking for a top notch insurance agency.
