Maloney & Ward Insurance Agency, located in Culpeper, VA, has been serving the community for 30 years. With 190 years of combined experience in the insurance industry, we have been able to provide many individuals and businesses with the protection they need. Our commitment to our clients coupled with our years of experience, have made us the largest insurance agency in the area.With your best interests in mind, we have assembled a team of extremely knowledgeable, courteous, and experienced insurance professionals to find the policies that suit you best.
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Finding the best insurance policies for you, your family, and/or your business is what we do best at Maloney & Ward Insurance Agency. Located in Culpeper, VA, we have been committed to providing the communities we serve with the best coverage, but also the best service. Picking the right insurance policy can be a stressful and scary task.
Disasters and accidents can occur when you least expect them to. Make sure you're protected when they happen. Our team of agents are here to help find you the comprehensive coverage you need at a price you can afford. Maloney & Ward Insurance Agency in Culpeper, VA, is committed to providing exceptional customer service, and we won't try to sell you on something you don't need.
One of the most important aspects of owning and running a business is making sure you, your building, employees, equipment, and assets are insured. Depending on the size of your business, the industry you operate in, how many employees you have, and other various factors, your insurance needs will be different.
Health and life insurance policies can protect you in the case of serious injury or death or even general medical expenses such as a routine doctors appointment. Regardless, having both is essential for the financial well being of you and your family. Having your health and life covered will give you the confidence and the peace of mind knowing that you and your loved ones are, and will be protected.
Reviews (13)
Roger Mello
Aug 24, 2021
My wife and I are both teachers, so we know how difficult it can be to teach virtually. What Tiffany did- correcting mistakes we had made in our application while explaining exactly what we need to know about our coverage- was really impressive! Despite having to communicate virtually, she made purchasing insurance a pleasant and understandable event. We'd give six stars if we could. Thanks! Roger and E.K Mello
Marsha Coon
Feb 23, 2021
As a new business owner they put me at ease they let me help make some of the choices that would work best for me and my company at this time. I was very pleased with my meetings in person. phone calls, and emails while completing this business transaction with them for insurance. I would highly recommend them and will as I reach out to other business owners.
Shelby Baughan
Jan 03, 2021
Sanjay Gandhi
Dec 25, 2020
Maloney and Ward has provided our insurance need since over a decade and a half. we are extremely pleased with their services and they have been very helpful in providing the excellent services to us. They are quick in responses the communication process. Their help and support in any size claim is outstanding. For example: few years ago, when we had a claim due to storms, Mr. Malony helped me with the resolution in very satisfactory manner.
Clarke Ohrstrom
Dec 17, 2020
Logan Lee
Jul 18, 2020
Christopher A.
Jun 10, 2020
Remember this company being very helpful years ago but not any more. Called a few days ago for a quote and the lady who answered the phone seemed like she really didn't want to waist her time talking to me. Told me to call back the next day and she would have some figures for me. Called back and she said she was to busy and would have to call me back. Still no call. BEWARE!
R. Bruce Tibbetts
Apr 30, 2020
The staff is friendly, knowledgable and helpful and made filing my claim for repairs to my truck easy. Erie has always been great and always there when needed. Nobody wants to file a claim, but when you do, these are the people you will want to talk with and the company that will stand behind everything that they advertise. Thanks.
Manoj Sharma
Jan 28, 2020
All Plumbing Inc
Nov 05, 2017
Brianne Romeo
Dec 21, 2016
Katherine P.
Jan 20, 2015
Maloney and Ward is a small, family owned and operated insurance agency that has been in Culpeper for decades. These guys know their stuff! I had an Erie Auto policy through Maloney and Ward for a few years, and both acquiring the policy and cancelling the policy were very easy and I had no hassles at all. The only reason I no longer have any business here is because I moved out of state, otherwise I would highly recommend these guys for any insurance needs you might have. It is rare to find a business with a personal touch nowadays, and Maloney and Ward delivers.
Dusty C.
Jun 04, 2010
I took out an individual health insurance policy with Anthem through Maloney and Ward in the Spring of 2009. In the beginning my agent was helpful and assisted me in choosing the best policy for my needs budget. However, the service stopped there. When I gained group coverage through a new employer finally in 2010, I needed to cancel my individual policy.
I called Mr. Ward and asked him what I needed to do. He could have just directed me to Anthem customer service but he said he'd handle everything. He assured me he'd filed paperwork to cancel the policy. Lo and behold, he did no such thing, I learned. My HR person at work contacted me to say she couldn't enroll me in the plan because my individual policy was never cancelled.
I called Anthem and they said no agent had ever called on my behalf and even if they had, they wouldn't have been able to cancel the policy because they needed authorization from me personally. Luckily I was able to take care of it all over the phone right then, and I should have done that in the first place and never bothered with Maloney and Ward.
I can't believe that my agent either outright lied to me or else wasn't adept enough to know how to go about terminating a no longer needed policy. Very disappointed.
I called Mr. Ward and asked him what I needed to do. He could have just directed me to Anthem customer service but he said he'd handle everything. He assured me he'd filed paperwork to cancel the policy. Lo and behold, he did no such thing, I learned. My HR person at work contacted me to say she couldn't enroll me in the plan because my individual policy was never cancelled.
I called Anthem and they said no agent had ever called on my behalf and even if they had, they wouldn't have been able to cancel the policy because they needed authorization from me personally. Luckily I was able to take care of it all over the phone right then, and I should have done that in the first place and never bothered with Maloney and Ward.
I can't believe that my agent either outright lied to me or else wasn't adept enough to know how to go about terminating a no longer needed policy. Very disappointed.
