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Palo Mutual is a mutual insurance company serving Northeastern Minnesota. Palo Mutual operates in the counties of Aitkin, Carlton, Cass, Cook, Crow Wing, Hubbard, Itasca, Kanabec, Koochiching, Lake, Mille Lacs, Pine and St. Louis. Palo Mutual insures homes, farms and cabins. You may ask, "Why insure with Palo Mutual?"

As a local company, not located thousands of miles away, we can provide quick service especially during claim time. Minnesota Company Serving Minnesota People. We look forward to providing for your insurance needs!
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Palo Mutual is a mutual insurance company serving Northeastern Minnesota. We were founded in 1912 by a group of farmers who were unable to find insurance from other insurance companies. Palo Mutual was founded on the premise of neighbor helping neighbor. It is community based, owned by its policyholders and led by a board of directors which is elected from among the policyholders.
Palo Mutual is proud to offer an educational scholarship established by the Board of Directors of Palo Mutual Insurance Company for presentation to one graduating high school senior or student currently enrolled in college. Home is for family, and we want to be your insurance family. Contact Palo Mutual today and keep your insurance dollars at home working for your family and all Minnesotans.
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