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Very happy with the service and staff. I was a 20 year customer with another agency, Robert J. Hoy Insurance was able to save me $60 a month with the same coverage. Always feel better dealing with a local company. One call to Robert J. Hoy Agency allows you to compare insurance rates from a number of leading insurance companies. We can save you time and money by shopping the market for you.

Our staff of professional agents are ready to serve. Call us Today! Robert J. Hoy Agency has been providing insurance coverage to Fulton, Montgomery, Hamilton, and Saratoga County for more than 50 years.
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Tim Munn is a 1997 graduate of St. John Fisher College. He joined the agency in 2003 as an Account Manager and became President in 2017. His responsibilities involve all facets of the business including marketing, administration, production, service, and the overall direction and leadership of the agency.
It pays to be a safe driver. Did you know you can receive safe driver discounts on your policy? Auto Insurance has many different components. As with any product, the cheapest is not the best. With that in mind, we work with you to tailor a policy to fit your level of risk and budget. While we hope you are never involved in an accident, most neglect to think about the consequences until after they happen.
For many, a home is the most important purchase they will ever make. Have you considered what can happen to it and how much it will cost to rebuild or replace it along with your damaged or destroyed personal belongings? Ask us to explain the following coverage areas to make sure you are properly protected.
When you are a tenant / renter of an apartment or home, you want the peace of mind of being protected and covered in case the worst happens. Provides coverage in the event you are involved in a law suit as a result of an accident or injury you may cause on or away from your premises. Robert J. Hoy Agency has been providing insurance coverage to Fulton, Montgomery, Hamilton, and Saratoga County since it was founded more than 50 years ago.
Reviews (2)
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Karen Golden
Mar 22, 2019
Efficient, Professional, and a pleasure to do business with. Would highly recommend their services!
Josh Barney
Jan 09, 2019
Excellent customer service, very responsive. Saved me 1000 from previous insurance provider.