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Granite Mutual Insurance At Vermont Mutual Insurance Group we offer a wide spectrum of affordable personal protection options. Find comprehensive protection for your home and property through our network of over 800 independent agency office locations. Your business matters. Our comprehensive array of insurance options makes sure your business is protected when you need it most.

In addition to the apartment, service, hospitality, and mercantile classes, we now offer comprehensive coverage to many artisans and contractors. Rated A+ Superior from A.M. Best and a Ward Group Top 50 company for the past 13 consecutive years.
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Chartered in 1828, the Vermont Mutual Insurance Group is one of the ten oldest mutual property/casualty insurers in the United States. We have operated continuously since that time in Montpelier, Vermont. Along with the wholly owned subsidiary, Northern Security Insurance Company, Inc. and the affiliated Granite Mutual Insurance Company, Vermont Mutual Insurance Group provides coverage throughout the Northeast. With more than 800 independent agency office locations, the Group insures over 300,000 policyholders.
Vermont Mutual Insurance Group, at one time affectionately known as "The Old Vermont, " is among the oldest mutual insurance companies in the United States. Vermonter Daniel Baldwin, founded the Vermont Mutual Fire Insurance Company as a means to protect his fellow citizens from financial ruin. With fireplaces, candles and oil lamps in nearly every home and business, fire was a prominent danger. And while the idea of a mutual insurance company was not new, there was no such company in the state of Vermont.
At Vermont Mutual Insurance Group, we have been protecting our policyholders for more than 185 years. We offer affordable personal insurance coverage that fits both your needs and your budget. Experience the peace of mind Vermont Mutual Insurance policyholders enjoy every day. Our comprehensive array of insurance protection covers all of your personal insurance needs. Of course you'll find affordable protection for your home and auto; but you will also find a wide array of additional protection options.
At Vermont Mutual, we offer affordable personal automobile coverage in the states of Massachusetts, Maine, New Hampshire, and Vermont. That's not all. When we provide coverage for both your home and automobile, each policy is written at a substantial discount. Discounts/credits are also available for multiple vehicles, safety/security equipment (airbags, anti-theft devices, etc) and more.
Reviews (10)
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Omniscient
Jun 18, 2022
Use them for a totaled car and for a windshield on another car. My representative was fantastic my quotes did not go up after and have been affordable from the get-go. Highly recommend Vermont mutual as not only do they have the cheapest and best rates but they also have the best and most competent customer service when needed. There was no bargaining or swindling and I actually got a little extra for my car for replacing my engine and transmission which is something they technically did not have to do but still did. Highly recommended
Jill Stewart
Jun 14, 2022
I had been hit by one of their customers and the employees were so helpful and polite I am thinking of switching insurance companies due to their behaviors!
Robyn Schenck
May 22, 2022
Worst experience with an insurance company imaginable. The agent was so rude, she actually implied that I myself had caused the damage incurred by the theft of my car! After 2 months of zero response to my claim, I walked away with pretty much nothing. My brand new stolen vehicle is a memory, and VT Mutual sleezed out with an incredibly small amount of financial compensation. I couldn't be more dissatisfied.
Marge T.
May 05, 2022
Vermont mutual, has a policy, their insured calls them directly, vetoes the Agent. Someone hit my parked car. I had to do all the investigation on my own. And I got all the information thanks to cameras in the parking lot. The VM was no help at all.
Glen M.
Dec 07, 2021
Not sure why people giving bad reviews here but my experience with Vermont Mutual have been excellent. Heather handled my claim amazingly and communicating was very easy and supportive. The price of my car insurance was also the best around. I absolutely recommend doing business with this company
Pamela Cook
Sep 26, 2021
They are horrible. Dealerpolicy insurance agency handled the policy. You can never reach a representative. Once you finally due they can never just answer your questions or resolve an issue without having to call you back. Then they don't call! They definitely over charge you, and provide little customer service. I'd never use them again.
Robert Hurley
Sep 13, 2021
This company has poor customer service, sent a threatening notice to a long time customer for a payment that was paid 11 days late, and in the same letter stated, "were value our relationship with you". We will not be renewing any of our policies and advise others to cancel or not renew their policies with this company.
Eb
Apr 16, 2021
Worst insurance company and a shame for Vermont. I got into a ski accident and the 18 years old local who bumped into me is covered by them. The guy recognized being out of control but changed his story later, good enough for the insurance to deny. They have the worst reputation with injury lawyers and courts, fight everything and deny deny deny. Shame for Vermont (yes it's owned by you guys and has your name on the front door), evading responsibility seems the state's favorite sport. I won't come back anytime soon.
W. E. C.
Oct 29, 2020
Exceptional customer service after a recent auto claim! Thank you Vermont Mutual. I am very pleased that my agent recommended and placed my home and auto policy with Vermont Mutual. Also, Vermont Mutual's rates are much more competitive than my prior insurance company.
Mark
Mar 27, 2020
I've been insured with Vermont Mutual for 6 years now and have never had any issues. Service is great and they offer a lot of service options.online payments, access to policies, ID cards, etc. Great stuff from a company founded in 1828. They're obviously doing something right. Love our agent as well. Nice to have a local agent if we need help with anything.