Space is limited - register today to save your spot. CT. Access the meeting agenda on TWIA's website. While most of the process will be the same as in the Old Agent. Texas Windstorm Insurance Association provides wind and hail insurance to 14 Texas gulf coast counties and a portion of Harris county. To be eligible for TWIA coverage, a property must meet certain requirements established by the Texas Legislature.
These include the property's location, denial of coverage from at least one authorized insurer actively writing or renewing windstorm and hail coverage in the designated area, adherence to windstorm building codes, and more.
These include the property's location, denial of coverage from at least one authorized insurer actively writing or renewing windstorm and hail coverage in the designated area, adherence to windstorm building codes, and more.
Services
Although TWIA is not a state agency, many of our business rules are mandated by the Texas Legislature. Providing TWIA policyholders with alternative options for wind and hail insurance in the private market. Our purpose is to provide windstorm and hail insurance in the Texas seacoast. TWIA is governed by Chapter 2210 of the Insurance Code (Chapter 2210).
To obtain or continue windstorm and hail coverage through the Texas Windstorm Insurance Association (TWIA), property must meet certain requirements established by the Texas Legislature. These requirements are outlined in Texas Insurance Code Chapter 2210. Commercial: Commercial buildings, business personal property, townhouses and condominiums.
TWIA rates determine the amount of premium charged to each TWIA policyholder. Adequate rates help ensure TWIA can meet its financial obligations. Rates are set by the TWIA Board of Directors and subject to review by the Texas Department of Insurance (TDI). Premiums are calculated based on standard rating factors, including amount of insurance, type of construction, deductible amount, and any optional additional coverages.
If you have insurance policies with Texas Windstorm Insurance Association and Texas FAIR Plan Association, you can use Claims Center to report and manage claims with both. Policyholders have one year from the date the property was damaged to report a TWIA claim. After receiving all the requested information from the policyholder, TWIA has 60 days to investigate and notify the policyholder if it will accept or reject the claim.
Reviews (10)
Cool Beans
Jun 14, 2022
My opinion Educational tool -. Great company Texas Windstorm Texas windstorm inspection are free. State of Texas office My opinion. Guilty under Texas Deceptive practices trade act fraudulent workmanship performance. My opinion bill collecting: broke roof and ran and court Phillips roofing and restoration corpus Christi failed to meet Texas windstorm inspections standards Failed hire licensed engineer to inspect the construction of roof Failed properly repair the eaves Failed to properly repair whole roof Failed to install / repairs the spirit Failed install two layers of felt Failed to lay shingles evenly Failed roofing edge Failed everything and broke roof and ran. Bad experience and bad roofer Roofer was sued not paid. My opinions.
Tamara Lugo
May 27, 2022
Very unprofessional Joann macdonald was rude condescending said ''she ''was not paying for the roof if we did not have our roof covered with tarp you would have thought she was paying for the roof of with her income she then told me to make a new claim to change date to when wind was high when I was originally approved for interior damages but not roof?
Where the damage is coming from forward to being denied for roof when Texas state law states if a shingle is loose or lifted the insurance has to cover it it seems like they would do anything to get out of paying for what needs to get done when we pay our premiums monthly this is the purpose of insurance just to be denied
Where the damage is coming from forward to being denied for roof when Texas state law states if a shingle is loose or lifted the insurance has to cover it it seems like they would do anything to get out of paying for what needs to get done when we pay our premiums monthly this is the purpose of insurance just to be denied
Greg Vail
Apr 11, 2022
Mark Morris
Mar 16, 2022
Jeffery was a fantastic roof adjuster and explained everything during the inspection process of my claim. Thomas was great in helping me get my claim approved and in providing all of the needed documentation. I'm happy to have TWIA coverage, especially after having just gone through the claims process for a roof replacement. Was much easier than I was expecting.
S. S.
Mar 06, 2022
TWIA (Texas Wind Is Allstate) will do any and everything they can to avoid paying out a claim. It's a govt agency so that should tell you everything you need to know about the organization. When does the govt ever run anything efficient? It might as well be called Biden coverage. Only insurance that's equally as bad is Allstate (Allsnake). Stay "FAR" away from either one of these scammers posing as "insurance" companies.
Juan Erazo
Aug 11, 2021
Unfortunately this company is trash, LITERALLY TRASH. Great employees though, it seems like they do try to help but it's within the company itself that is trash not them. The company does not put its clients first at all so people DO NOT WASTE YOUR TIME with TWIA. I noticed that they all like to get off early before a big Holiday comes which makes no sense cause it isn't the Holiday they should remain open to help it's clients before the office closes on the actual Holiday day but that just goes to show that they DO NOT care about us as clients and that they care to have the rest of the afternoon off.
John Gouin
Jul 04, 2021
TWIA BEWARE. They are canceling policies for any reason. They canceled my policy because no original certificate since 1990. didn't own the building 31 years ago. They took more than 1/2 of my payment plus "surcharges". I suspect this is retribution for claims made and partially paid from Hurricane Harvey. I had to fight for reimbursement for damages. Watch out for these guys if you live on the island. BTW their reviews are so bad they have their employees give them a 5 star rating.lol
Patricia Hernandez
Feb 10, 2021
Anyone know of another Good windstorm company in southeast Texas? I've had TWIA for more 15yr and within this last 5 month have already spent 15k to reroof my house to get it certified like they ask or they would not renew my policy and now there wanting to terminate it if I don't get another certification for an carport that I had already added to my policy back in 2012 so frustrating. So I've been paying for it all these years and feel blindsided for all these expenses.
Sarah E.
Jun 17, 2019
This organization genuinely cares about its policyholders and values the skill and hard work of its employees. I count myself lucky to work with a team of people who are both capable and engaged - everyone pulls their own weight and is ready to help each other at a moment's notice. The icing on the cake is that we get to serve our fellow Texans and make a difference close to home.
Crystal Castro
Jun 21, 2018
They have screwed up my billing every year, and every year I have gone at least 2 weeks without coverage because they do not send the correct information to my mortgage lender. Their customer service is A JOKE! They really have no people skills and clearly their calls are recorded so their supervisors obviously don't care either that their staff is rude to customers. If you have am option steer clear of TWIA.
