At Texas Mutual, workers' compensation is our focus - and we do it bigger and better than anyone else. By caring for hardworking Texans, we help our policyholders build strong and thriving businesses. As the state's leading provider of workers' compensation, we're committed to the strength and resiliency of Texas. To support our communities, businesses and working families, we're committing $7 million to nonprofits this year through two Request for Proposal (RFP) initiatives. Why do 70,000+ Texas businesses of all sizes and industries trust Texas Mutual for workers' compensation insurance?
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Workers' compensation is the only insurance that provides both medical and disability coverage for workers as well as legal protection for employers. Rather than patchwork together alternate coverage that can end up costing more and create gaps in protection, encourage your clients to carry workers' compensation.
We're here to help you succeed. Find out about our health care network, pharmacy benefits, billing, forms and contact information. Treat emergencies immediately or prepare to ask a few discovery questions if the situation is not urgent. If the patient indicates that it was work related, ask if their employer has workers' compensation coverage or use the Texas Department of Insurance coverage verification tool.
Workers' compensation insurance is purchased by employers to cover some of the costs employees and their families face when an employee is injured on the job, has an occupational disease, or is involved in a fatal workplace accident. If your employer is covered by Texas Mutual, you have an advocate and partner to help you throughout the claim and recovery process.
Workers' compensation coverage protects both your business and your best business asset - your people. Pay for medical care reasonably required to treat the worker's compensable injury or illness. If a workplace incident results in an employee's death, workers' compensation insurance will reimburse actual burial costs up to $10,000 and pay income benefits to qualifying dependents.
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