The Federal insurance Marketplace has become quite the administrative handful over the past few years. At Midwest Insurance Marketers of America, we strive to assist our Benefit Advisors in placing and maintaining their client customer base with the quality insurance carriers we represent on and off the insurance exchange. Since 1988, our agency has assisted Benefit Advisors in placing over 25,000 insurance policies throughout our Midwest service area. Our primary market has been major medical coverage for employer groups or individual families.
Services
Most carriers health insurance plans fall into three categories. The different health insurance plans offer plan flexibility. So one may choose a health plan that's best for you and your family based on the amount of health care you're likely to need in coming years. The actual percentage you'll pay in total or per service will depend on the services you use during the year.
Group health insurance coverage is a policy that is purchased by an employer and is offered to eligible employees of the company (and often to the employees' family members) as a benefit of working for that company. A group health insurance plan is a key component of many employee benefits packages that employers provide for employees.
Disability Insurance is the industry name for a plan that provides for periodic payments of benefits when a disabled insured is unable to work. The insurance product is designed to replace anywhere from 45 to 65% of your gross income on a tax-free basis should illness keep you from earning an income in your occupation.
Voluntary benefits, often referred to as Worksite Marketing products can be any type of additional benefit that is added to an employer's group portfolio of benefit options. These benefits may be provided through insurance products that can be classified as either core products or ancillary products.
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Sean Wi
Dec 23, 2020
Elizabeth Cameron
Mar 06, 2014
