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We're proud to be one of the most reputable businesses in South Carolina's Lowcountry, offering quality insurance solutions since 1850. As a business that is focused on the betterment of the local community, we offer to provide outstanding service, value, and knowledge to aid in the protection of our clients and neighbors. At C. T. Lowndes & Company, we believe in giving you options so you can select the insurance policy that fits your needs. Insurance is not a one size fits all scenario-and that's what we're here to prove to you.
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Your family, your business, and your possessions are all important to you, but you may not know how to best protect them. We have the experience to navigate the unique risks you face, serving as your insurance advisor. C. T. Lowndes & Company is a local Lowcountry South Carolina insurance agency founded in Charleston, SC by Charles Tidyman Lowndes in 1850.
C. T. Lowndes & Company has been in business since 1850. Over the years we have had much success and growth. To share our history with you, we have outlined a few of our most treasured moments over the last century and a half. He was the son of Thomas and Sarah Bond Ion Lowndes and grandson of Rawlins and Mary Cartwright Lowndes.
Browse our collection of videos designed to help you understand your insurance and learn more about how we can help. Get the information you need to answer commonly asked questions, learn about your options, about our agency, and find out how insurance works to protect what matters most to you.
Life can be unpredictable. You can count on us to be there for you, ensuring things happen promptly and efficiently, always with the goal of getting your life and business back to normal as quickly as possible. C. T. Lowndes & Company is an independent insurance agency that strives toward being the insurance agency of choice while building customer relationships through honesty, integrity, and outstanding service.
Reviews (10)
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Wendy Horne
Mar 04, 2022
Bonnie has been so helpful throughout this entire process! She is quick to respond and happy to answer all questions I have as a first time home/insurance buyer. I would recommend her to anyone looking!
Catherine Wilhoit
Feb 08, 2022
Paulette Klingel is AMAZING! She is so smart about this whole insurance process. She makes buying a home so much easier because you know you are in good hands with her always. We have used her twice now and will continue to in the future. I highly recommend her! Thanks again, Paulette!
Karen Keener
Nov 21, 2021
Great customer service and speed of response by Bonnie Robinson. I would highly recommend this insurance company to anyone relocating to the low country. We plan to use them and her for our future insurance needs!
Shay Monroe
Mar 21, 2021
Bonnie Robinson was amazing! She was so responsive and answered our (very many) questions. The rates she gave us were far better than other companies and she was able to work directly with our mortgage lender to make sure our closing happened without any issues. We will definitely be using her for all of our insurance needs. :)
James McMillan
Dec 21, 2020
Our agent is Bonnie Robinson. She is very responsive, kind, and performs each requested task accurately and expeditiously. CT Lowndes and Bonnie Robinson are true examples of exemplary local professional services. If you need insurance or simply have a question, I recommend CT Lowndes.
B. Stem
Dec 05, 2018
I have worked with CT Lowndes for several years. They handle most of my insurance needs including: property, automobiles, jewelry and liability. I've worked with Heather McManus on everything. Heather is incredibly professional and responsive. My requests are handled very quickly and competently. Heather always provides options and seeks the best coverage at the most attractive prices.

She proactively reaches out whenever she believes there is a policy that better meets my personal needs. Heather is an outstanding representative of Lowndes and I highly recommend her and the firm.
Matthew Hooper
Nov 13, 2018
After 5 years of annual rate increases with my homeowners insurer I decided to give CT Lowndes a call for a free rate quote. Bonnie Robinson assisted me through the quote process and was a such a pleasure to deal with. She got back to me the same day with a list of insurance options that not only saved me a substantial amount of money but offered better coverage! I couldn't be happier with my experience and appreciate Bonnie's exceptional customer service & professionalism.
Olivia Angotti
Apr 18, 2018
Bonnie Robinson has been wonderful to work with and made the entire process so easy and stress free! We are buying a property in Charleston and were unable to find an insurance provider writing policies that close to the coast. Bonnie was recommended to us by our mortgage company and not only was she able to find us a great policy, she also made the process so easy and answered all of our questions. We would HIGHLY recommend working with Bonnie for any and all insurance needs.
Michael Rowell
Mar 06, 2018
As a lender at a local bank, I spend a great deal of time working with insurance agencies across town for mutual clients. Bonnie Robinson is my go to person when I am working with a mutual client of ours through a loan. She is always super professional, polite and responsive. I would hands down recommend any of my clients to Bonnie and CT Lowndes and know that they will be well taken care of.

Thank you Bonnie and CT Lowndes for being the best of the best. I look forward to continuing to work with you in the future. I guess it's high time I move my personal insurance over!
Paul Hayden
Nov 05, 2017
I have had my business insurance with CT Lowndes for around 10 years now. Julia who takes care of my account has been very awesome great personality very pleasant to deal with. She always looks out for finding the best rate possible and she is very quick to send certificates of insurance to my contractors. If you're looking for business insurance look no further.