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As an independent insurance agency, TGI's agents represent several award winning insurers specializing in auto, home, and business insurance. Located in Matthews, NC, we serve the greater Charlotte, NC area and beyond. Receive excellent value when you have TGI comparison shop for you. Find out why more Charlotte area drivers are switching to TGI Insurance Agency for their cars, motorcycles, and RV's.

TGI shops with multiple insurance companies to save you money on car insurance! Your home is your most valuable asset.
Services
TGI Insurance Agency is an independent insurance agency with its corporate offices located in Matthews, NC (near Charlotte). TGI was founded in Davie, Florida in 1996. In 2006 TGI Insurance expanded to North Carolina with the opening of its Matthews, NC office, which now serves as its corporate headquarters.
Vacant houses can often be a target for criminals and are more likely incur other types of damage. Here are 10 tips to make your vacant home less likely to suffer a loss. TGI offers a wide variety of homeowners insurance policies to match the needs of any homeowner. You'll feel protected with options such as Guaranteed Replacement Cost Coverage and water backup coverage.
When shopping for homeowners insurance, it is often difficult to do an apples-to-apples comparison of policies since there are so many different options available. TGI offers a wide array of options, features, and discounts to custom build a homeowners policy to fit your needs and budget. Our agents can also guide you in selecting the best options for your needs as well as help you compare different quotes.
Renters insurance will cover your personal property in the event it is damaged by a covered peril, such as a fire. Coverage can be purchased for either actual cash value (ACV) or replacement cost (RC). Renters insurance can be purchased by a tenant who is residing in an apartment, rented home, or other structure.
Reviews (10)
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Daniel Sami
May 09, 2022
Personalized attention. The right advice at the right time. We've been customers for 15+ years and never had a complaint. And when a tree fell on our carport we, more than ever, appreciated what is to have an insurance agent like John Testa by our side.
Carlee P.
Oct 27, 2021
Hands down the best insurance agency for insurance needs! This review is mainly about John and wayyy overdue. John is SUPER responsive in both email and calls. He has been an incredible resource of knowledge! From any questions I may have regarding auto and home insurance, he has all the answers. I have worked with him while I was living in NYC while maintaining a home in NC and even when I was on vacation in Vegas, he was just an email/phone call away.

Even though I have not had the chance to meet John in-person yet because of living out-of-state and now, COVID-19, I trust John with all my insurance needs. Thanks for all you do John! :D
Pat Simmons
May 29, 2021
We were in urgent need of a builder's risk policy for a home that we are building. After a week of getting nowhere with the agents we contacted, we sent a message to TGI. They were extremely responsive and had the matter handled within a matter of minutes. We can't say enough good things about this agency and will look to them for our future insurance needs.
Pamela Bajorek
Mar 02, 2020
I love these guys! I switched all my home & auto over to them several years ago and not only saved money doing so, but also got better overall protection with an umbrella policy (something my previous insurance companies had never even mentioned to me). On top of all that their service is FANTASTIC.John and Melissa always go the extra mile to take good care of me!
Walker Electric
Mar 14, 2019
The most knowledgeable commercial agent we've ever had! John's been our Business and Personal agent for several years. He's very professional and always has a quick response time when we have questions. Highly recommended!
Giuseppe Ramirez
Dec 06, 2017
John is an excellent insurance agent. He was able to get me one of the most affordable insurance plans within my budget and made the transition from my old insurance a lot smoother! I would highly recommend him to anybody looking for an agent.
Thomas Podgaysky
Apr 07, 2017
John Testa at TGI is amazing to work with. He made our transition from Allstate so easy and really found the best deal for us. He was there to answer every question and always answered every email quickly. I highly recommended him!
Marisol Arroyo
Jun 20, 2016
I've had my car and home insurance with TGI for the last 3 1/2 years. John has been great to work with. Offers great service, knowledgeable staff, professional and has always answered all my questions on a timely manner. I would highly recommend TGI, John.
Gregg Bibik
Apr 10, 2016
John has been super helpful to me and my wife over the past few years. I have had to call on him for time sensitive information and he has responded quickly and respectfully. I have referred several of my friends his way and I wouldn't hesitate to do it again and again! John handles both car and home insurance and is extremely knowledgeable.
My Wifelifestyle
Nov 22, 2015
I have had insurance with John for years now and I can't imagine going anywhere else! He always tries to find us the best rate possible and makes us feel like a priority as his customer. He makes the whole process as easy as possible and is always easy to reach and faithful to follow up with us. John is also very knowledgeable concerning any questions we have. I highly recommend TGI! We have been very happy with it for years now and I am sure years to come!