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At Bay Area Insurance Shop, we make the process of finding the best insurance simple again. Because our agency is 100% independent, we have the freedom to shop the marketplace to find you the best possible combination of cost and coverage. Start a conversation with us today. Whether it's home, auto, boat, motorcycle or life insurance, our team can find you and your family the most appropriate coverage for your specific needs. With Bay Area Insurance Shop, you've got a plethora of insurance carrier & coverage options.
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Bay Area Insurance Shop, Inc. is a family owned and operated independent insurance agency located in Clearwater, FL and services all of Florida with our primary focus on Pinellas, Hillsborough, and Pasco counties. We have been serving the state of Florida since 1996. The mission of our agency is to provide the insurance protection our clients need by offering quality products, excellent service, and guaranteed value. We are committed to finding the best insurance solutions for you, your family, and your business.
BAY AREA INSURANCE SHOP strives to ensure that its services are accessible to people with disabilities. BAY AREA INSURANCE SHOP has invested a significant amount of resources to help ensure that its website is made easier to use and more accessible for people with disabilities, with the strong belief that every person has the right to live with dignity, equality, comfort and independence.
Please note in order to get an accurate quote, the majority of insurance companies run an insurance score which includes a soft credit inquiry. These can be easily downloaded from your online profile with your current provider (if you have a login) or from your current agent. Please list personal information for all drivers in your household if you need auto insurance.
At Bay Area Insurance Shop, we help individuals and families worry less about their insurance protection, so they can spend time on the things most important to them. With our wide selection of products and carriers, we're the only agency you need for all of your personal insurance needs. When you need robust insurance for your toys, we'll ensure you can keep having uninterrupted fun.
Reviews (9)
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Jim Buteyn
Apr 11, 2022
Due to a health crisis in our family, I was suddenly responsible for taking care of all of the household. Bay Area Insurance was already servicing our insurance needs but I had never personally dealt with them. When I reached out to them for guidance, they were incredibly empathetic to our crisis and immediately jumped into action to help me make the changes that needed to be made. They took a ton of stress off of my shoulders and I now feel like I have a partner to help me with our insurance needs for life.
Terry Rivers
Feb 20, 2022
I want to send a special thank you to the Bay Area Insurance Shop. You played a significant role in contributing to my wonderful home buying experience. Thank you for your professional service and quick actions. Thank you, Terry Rivers
Corey Hopkins
Jan 28, 2022
Easily the best prices around. I haven't had to file a claim or anything like that but what interactions I have had with them have been professional and courteous.
Briony Skerjance
Oct 18, 2021
Bay Area Insurance Shop provides great service. They answered all of my questions and saved me a lot of money. I highly recommend.
Santiago Pena
May 17, 2021
They were good until the last time I had to renew my insurance. Went in to try and get a new quote and see if I could save some money, got sent back and they told me they would contact me during the week but never did. A month later, after no one contacted me, I decided to research on my own, got a better and cheaper quote with more coverage switching to Geico.
Alissa
May 10, 2021
Excellent customer service, Bay Area Insurance is very personable, empathetic and caring with customers. They met and surpassed our expectations, especially considering the urgency and complexity of our situation. I would recommend them to anyone.
Mj P. Le Commis Debrasseur
Apr 17, 2021
I am new to Florida and especially Florida insurance requirements. Bay Area Insurance was a lucky find. Florida has different requirements for insurance than I was familiar. In purchasing a home, Bay Area's response has been prompt and informative. Knowing why and what for, informs my decision. I appreciated that they worked in advance of deadlines!

It seems we were always ahead of the bank. When everything was done I shared with a friend my experience and asked how it compared to his insurance. His first words were, "That's a great deal!" In fact he was going to get a quote for his needs. When my car is due for re-insuring I'll knock on their door, again.
Salvatore Farina
Apr 16, 2020
Megan did a superb job of identifying several high quality Homeowners carriers and tailored coverages to fulfill our needs. She secured a good policy and saved us a considerable amount of money. We'll be channeling all our insurance policies through Megan as they approach renewal.
Roger Rodrigues
Oct 25, 2019
I started using Bay Area Insurance Shop a few years back when I was dropped by State Farm and was unable to find insurance for my vehicle at the time. Michelle and her team were able to get me coverage and now covers my 3 vehicles and my home. They are always helpful, friendly, and know me by first name every time I call. Highly recommend. Thank you for everything.