Richard Horowitz is well known for fighting for the best life insurance prices when there's a health issue and locates the best policy for each client's unique needs. At Horowitz Management Brokers, we are committed to giving you the greatest life insurance value, whether your objective is a safety net for loved ones or a financial instrument to preserve wealth. For over four decades, we've been guiding our clients to find great value and protection customized to their needs, while providing extraordinary service.
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Your life insurance requirements change as you go through life. Age, health and economic forces are just some of the variables that can impact your needs. But what most people don't realize is that life insurance rates are often negotiable when there is a health issue. Our clients regularly save as much as 30 to 40% when there is a health issue.
At Horowitz Management Brokers, we don't believe in cookie cutter approaches. We strive to understand the needs of each individual family and the stage of life they're in. Then we look for the intersection of the strongest companies and the lowest costs to meet those needs. With many years of experience, our principal, Dick Horowitz, has a complete grasp of life insurance solutions.
When was the last time you had a life insurance review? Your life insurance coverage should be reviewed every two years to ensure you are getting the greatest amount of coverage for the very best price. Over that period prices can drop, better guarantees can become available, and of course our family and insurance needs often change.
For Richard, life insurance was not merely a business choice; it was a lifestyle choice as well. He deliberately chose a profession that would improve the quality of others' lives. Richard Horowitz is a master at identifying unique and creative solutions for family wealth transitions and then negotiating to ensure his clients obtain the greatest possible value.
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