The insurance available through Tom Katsis Insurance are: disability income, long-term care, individual and group health, life insurance and annuities. Our agency is not an immediate quoting service, therefore we ask that you invest your time so we can do a proper fact finder prior to providing you with an accurate and timely term life insurance quote or whole life insurance quote. With our agency you'll get a lot of personal attention. Tom Katsis, an insurance services professional began his career in 1982.
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Tom Katsis for the past 31 years has been committed to carefully listening to his clients concerns, questions and challenges and has always endeavored to find the right fit of coverage for them. He's a broker who works for the client, NOT the insurance carrier. Tom's never placed a case that favored where commission was the goal. He placed the coverage that was best for the client and the compensation from the carrier was not a factor at all.
Please keep in mind, our agency is not an immediate quoting service, therefore we ask that you invest your time so we can do a proper fact finder prior to providing you with an accurate and timely term life insurance quote or whole life insurance quote. Life insurance is the only product that will pay a huge sum of money at an unknown time.
Insurance for long term care coverage is an important component of financial planning to strongly consider. What medicare and traditional health coverage will not cover, long term coverage will, and with our aging population and more people living longer with chronic health disabilities, not having long term coverage in place will cause great financial harm to otherwise great retirement and estate planning.
Insurance for when you are unable to work for a long period of time due to severe illness or accident-disability income insurance will replace up to 55% of your income while you are disabled. Not having disability income protection would be like not protecting "The Goose That Lays The Golden Egg." Most policies will have a 90 day elimination period (or wait) before benefits begin being paid to make the premium more affordable.
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