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Cecil Jenkins & Associates, Inc., established in 1980, is an independently owned and locally operated insurance agency in Chesapeake, Virginia. We help people across the state find affordable and reliable insurance products from a variety of trusted carriers. As an independent agency, we can help you find the perfection combination of coverage and price to fit your unique needs. We provide employee benefit services to business and governmental agencies, primarily in Virginia as well as throughout the United States and Asia.
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With many agencies, you get one company that sells one brand of insurance. With an independent insurance agency like Cecil Jenkins & Associates, Inc. you get choices. Because independent insurance agencies like ours represent a number of different insurance companies, and can compare coverage and prices to find the best possible value for your individual circumstances.
In addition to the day to day customer service we provide all our clients, Cecil Jenkins & Associates, Inc. also continues to be proactive on issues of regulatory and legislative changes, and monitoring the performance of insurance carriers. We keep our clients informed of regulatory and legislative changes.
While all these health plans have certain advantages and disadvantages, it's up to you to decide which makes the most sense for your needs. Here are some of the common types of group health insurance options available for small businesses. Of all the types of group health insurance, the fully-insured plan is the more traditional option.
Long-term disability insurance is a type of insurance you can buy that pays out monthly benefits if you become too ill or disabled to work. The benefit period can last two, five, or 10 years, or even until retirement, and the monthly benefit is up to 60% of your gross monthly income. The yearly cost generally is 1% to 3% of your annual salary.
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