Upon purchasing a new home, we had Tobey and Merrill take a look at all of our insurance coverage and they were able to combine all of our coverages (home, auto, umbrella) and save us TON of money. Since we have had the coverage in place they have been receptive of every question and inquiry we have had and deal directly with the carrier so we never even have to pick up the phone to speak with them directly.
Follow us
Services
Entered the Insurance business in 1975 with his dad, Russ and grandfather, Dean. Currently he is the President of the company and works with our Commercial Clients. He is dedicated to his clients and is one of the first ones on scene when a large claim arises. You will see him around town supporting local business and advocating to improve the community we work in and have grown up in.
Truth: Your home's insurance is determined by the cost to rebuilding your home which is determined mainly by square feet, type of home, flooring and finishes in your kitchen and bathroom. Market Value includes land and location which your insurance does not cover. Tobey & Merrill Insurance asks the necessary questions to determine the estimated cost replacement and provides recommendations on what the proper coverage is for YOU!
Myth: Lower limits on Bodily Injury and Property Damage Liability will result in a lower premium. Truth: Many carriers put you in a better rating tier when you choose higher limits. Higher limits show the carriers you are properly prepared and responsible. Tobey & Merrill Insurance listens and provides recommendations on what the proper coverage is for YOU!
Reviews (11)
Andrew Young
Jan 03, 2024
I received what was, in my opinion, condescending and rude service from this company. Ms Cheryl Silva was the correspondent in my case. My father was previously a client with them; his property was transferred to me and I tried to have the insurance policy transferred/rewritten into my name. Ms Silva was, in my opinion, unhelpful, rude, and condescending in all of my correspondence with her. I asked simple questions and she was, to my mind, not at all informative in response. I do not recommend this company at all.
Alex Dobiecki
Dec 12, 2021
Scott Sahagian
Sep 23, 2021
When we moved to the seacoast, we hoped to find an agency that would be responsive, attentive and caring like our 20 plus year agency where we lived. I did my research, and Tobey and Merrill came out on top. After meeting with Kim, talking through our needs, and looking at our options, she created a program for us that met or exceeded all our needs at a reasonable cost. At T&M, we are well served, they review our insurance needs, and question increases, saving us money!
Bryan Maltais
Sep 02, 2021
Hampton Nh Cbd
Apr 25, 2021
Robert Dietrich
Dec 07, 2020
Randi Steiner
Mar 16, 2020
I highly recommend Tobey & Merrill Insurance! As small business owners, my husband and I decided to switch over to them for our business and personal insurances last year and Kim has been extremely helpful from day 1! Kim always answers all of our questions in a timely manner (we had lots!) and makes all the insurance language easy to understand. She has provided us with the best rates and coverage and is always super easy to get ahold of. I am so happy we made the switch!
Ryan M.
Apr 17, 2019
I recently bought my first home! Buying a home is an extremely exciting but stressful experience. There is so much to learn, and every detail matters. I worked with Kim from Tobey & Merrill and she helped me through every step of the insurance process. She was extremely responsive and got me a great quote. I highly recommend this firm!
Lauren McGrath
Nov 25, 2017
Everyone that I have worked with at Tobey & Merrill is extremely knowledgeable and helpful. I was able to save money on my auto and home insurance policies with their help. Recently I have had to make changes to my policies and it was as simple as a phone call. I recommend their services to anyone looking to save money on insurance!
Shane Loh
Aug 10, 2017
Upon purchasing a new home, we had Toby and Merrill take a look at all of our insurance coverage and they were able to combine all of our coverages (home, auto, umbrella) and save us TON of money. Since we have had the coverage in place they have been receptive of every question and inquiry we have had and deal directly with the carrier so we never even have to pick up the phone to speak with them directly. Highly recommend!
Patty McKenzie
Jun 02, 2017
As a 30+ year policy holder and as a director of a volunteer organization in town, I have DOUBLE reason to THANK YOU for years of wonderful service insuring my family AND wonderful generosity supporting the work of Hampton Community Coalition. Many unlucky, struggling Hampton families with children in our schools have a brighter future because you helped them through temporary crises: emergency housing situations and car repairs.
You step up when a worthy family finds themselves in a temporary hole. You make a great effort to stay connected to the philanthropic organizations in the community. At HCC, we especially appreciate that you are such an important part of our coalition. You guys are wonderful, Patty McKenzie, Hampton NH
You step up when a worthy family finds themselves in a temporary hole. You make a great effort to stay connected to the philanthropic organizations in the community. At HCC, we especially appreciate that you are such an important part of our coalition. You guys are wonderful, Patty McKenzie, Hampton NH