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Our insurance brokers turn to us for federal, state and insurance carrier compliance, rate analysis, and customer service support. Our independent agents and brokers do not represent an insurance company. Gary began his insurance career in 1973. As a Broker/Consultant for a number of Fortune 500 companies, state & national association plans, is considered one of New Jersey's leading authorities on Small Employer Health Reform and Employee Benefits.
Enacted in 1992, the New Jersey Small Employer Health Benefits Program Act (SEH Act) (N.J.S.A. 17B:27A-17 et seq) has provided significant protections to New Jersey small employers since 1994. Through the years, the SEH Act has been amended by State laws as well as Federal laws. Since 1996, standards regarding privacy and security of health information have been governed by the federal Health Insurance Portability and Accountability Act (HIPAA). Can I purchase small group coverage if I am a self-employed husband and wife with no other employees?
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