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North Sea Insurance N Sea Insurance Company NSIC is a New York domiciled, regional, standard lines, commercial property and casualty insurance firm. NSIC received our initial license in 1979. We are actively writing business in New York, New Jersey, and Pennsylvania. We are licensed in Mississippi, North Dakota, South Carolina and Texas.
Reviews (11)
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Jim Homsi
Mar 19, 2022
After 26 years with Lancer, due to Covid temporary shutdown. tried to renew I was told Lancer will not renew my policy.
Don Miguel Don Miguel Anton
Jan 21, 2022
Beware: New Ventures trucking coverage, beware! Don't waste time requesting a quote, move onward. I submitted a request for a commercial long haul trucking quote for a client. They responded in less than 24 hours, not with a quote, but with info that should have been posted on their website in an effort to maintain "transparency." "Your company does not meet our Underwriting Guidelines -" * Age of Driver - Drivers must be at least 25 years or older. * This authority is new, that makes it a new venture. * With Lancer Insurance the Owner must be the driver for a New Venture policy. * With Lancer Insurance New Ventures are limited to only one driver(owner) and one tractor for the first year of the policy. __ Scratch this one off.who's next in line, hmmm?
Mohamed Ghali Mkabri
Jun 10, 2021
If you have them and you need to get money from a different insurance company then they will be great. However, if you have insurance with them and someone who is insured by them hit your car while it was parked then they will try to not pay you and make you wait months before you get paid. From personal experience. Also business is still down and commercial vehicles are not been on the road for a while but they won't allow to lower liability to less than 1 million dollars and makes pay same premiums as if you are working which is crazy. Other companies are much easier to deal with and provide flexibility to help out business owners during this difficult time.
Ab El
Apr 10, 2021
I had 3 trucks and trailer with this company for 1 full policy year. At the end of the policy I did not renew and found a cheaper policy else where and signed with the different company. LanceR is falsely claiming I renewed with them, even though I signed nothing and my broker even knew I didn't renew with LANCER. Now they are going after me with collections for $2500 when I never not pay my insurance in full day one of my policy year. AVOID THIS COMPANY AT ALL COSTS! Rates look good at first but they go after you in the long run. STAY AWAY!
Matthew Ritchie
Jan 15, 2021
I've been with lancer with 2yrs now and about to renew my policy again. Me and my agent had some words about them not dropping my rates but I checked others and they were around the same cost. The difference is when I needed lancer to help with a flooded truck they didn't question it they paid it right away we got the truck repaired and it's still on road today.

My truck is 15yrs old they want an inspection on it yearly now which don't bother me since we keep it up. I've found that after they gave me a renewal qoute they didn't raise it on me kept it fair. Loyalty to me is worth more then saving few dollars. Thanks lancer for being good to me and my company.
Robert McGhee
Dec 07, 2019
Lancer Insurance Company is a Fraud at its greatest! They have no problem taking your premium or monthly payments but you better not have a claim because they are the worse at investigating and settling. In their eyes the owner and drivers are always at fault! Please take your business elsewhere because they may have affordable rates but it's because they don't have any intentions on paying any claims.
James Sluyk
Jun 16, 2019
Lancer Insurance Company is an excellent insurance carrier with a very knowledgeable underwriting staff with excellent insurance products. We have worked with them for over 15 years and have seen the company grow tremendously. I am very please to represent them and have placed many of our top clients with Lancer. I highly recommend Lancer and rate them as one of the top Insurance carriers in the New York area.
Robyn Sutnick
Jan 04, 2019
As an insurance broker for 20+ years, many business relationships have been formed with numerous companies. Lancer is one company that is at the top of the list to work with. The customer service and accounting staff are pleasant. Policy pricing is very reasonable. The underwriter's goals to have a personal relationship with their brokers is a big plus!
Anthony S.
Dec 24, 2018
As a broker, my office has been placing business with Lancer for 10+ years. They have been a great market for so many of our clients over the years. Competitive premiums, good claims service, and responsive underwriting. They are a local company that we can trust. I am writing this review because one of our clients suffered a claim last month and our client was impressed with the way the claim was handled; helping him repair the damage to his store and keep his business going.
Eliza E.
Oct 02, 2018
I would rate them as low as they come. They are the biggest con artist.and they work for scumbag scammers. I am appalled by their responses to my car getting broken into while at Jim's Auto Body in Bridgeport, CT. The police officer who wrote up the report watched the entire break-in on their surveillance cameras. This was the 3rd part insurance company's claim, reminding you.the break-in is all on tape and the police officer witnessed it: Based on the information I was provided when the claim was reported out insured paid for the broken window out of his pocket, the other damage to the vehicle was not caused by our insured, but was a result of the accident you were in prior to the vehicle being towed, therefore we would not be responsible to repair those damages.

In regards to your stolen items, I have reviewed the file with my manager, and have determined there is no liability on my insured's part based on the facts he did his due diligence by securing the vehicle behind a locked gate. Liz Tofalli Claims Examiner Elizabeth Tofalli is a liar and obviously in on the scam or too lazy to do her job. Lancer Insurance IS NOT TO BE TRUSTED!
Nina L.
Feb 08, 2017
Worst people to deal with. I got into a car accident with one of their drivers- he made an illegal right turn and crashed into my bumper. Tried to get away with not calling the cops. The accident was found to be 100% his fault as per the police report. It took 3 months of constant calling and emailing to get in contact with my designated insurance rep.

After a major attitude and having to contact her supervisor multiple times, I was still given the run around until i finally threatened legal action. Then all of a sudden the investigation that would take "maybe another week or two" to complete, was resolved that same day. Worst headache of my life. Awful customer service down to the operator. If I could rate them 0 stars, I would.