Pram Insurance Service

With over 28 years of experience, PRAM is uniquely qualified to provide alternative approaches and solutions to the prescription benefit challenges you face. PRAM understands that all businesses are not created equally. Therefore, each one of our clients has unique challenges and benefit structures they may be required to fit into.

PRAM's software development team has spent many years honing and refining its proprietary software solutions to meet the eligibility file transfer needs of its clients and their members. They analyze every file that is received and resolve any concerns. PRAM's on-site account managers work daily with each client to ensure client and member satisfaction.

PRAM brings together pharmaceutical industry leaders to create one complete support system for our clients. PRAM partners with the nations leading Pharmacy Benefit Managers (PBM'S) to bring its members nothing but the best in point of sale processing services. PRAM underwrites and files its prescription drug insurance products for a number of nationally licensed insurance and reinsurance companies in nearly all 50 states.

These plans are perfectly paired with limited medical, short term medical, and GAP plans. They are also great for employers, associations, and members looking for great value coupled with affordable rates. PRAM offers services gauged primarily towards distribution partners and brokers who can offer programs to members.

PRAM Insurance Services, Inc. was founded in 1989 by David P. Wilson. Dave has been in the insurance industry for over 40 years, and he has focused exclusively on prescription drug benefits since the beginning of PRAM when he identified a unique need for pharmacy cost containment in the marketplace.