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FIA Insurance Services If you have any questions, please feel free to give us a call at (626)795-7059 to talk to one of our helpful staff. At FIA Insurance Services, Inc., we represent the top home insurance companies in Torrance, CA. Because we're an independent insurance agency, we have access to many companies to ensure you can be life-long customers of our agency as our life changes.

If you're in need of home insurance, renters insurance or condo insurance, we have a great market for you. Your search for auto insurance or motorcycle insurance in Torrance doesn't have to be exhausting.
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Ito Insurance agency was founded by Tom T. Ito began by providing insurance services to returning Japanese-American in the post war period. Funakoshi Insurance Agency was established by Willie M. Funakoshi in Little Tokyo of Los Angeles. From a one-man operation, the Funakoshi's built the business into a highly respected independent insurance agency.
FIA Insurance Services servicing the community since 1946 combines two agencies with over 126 years of experience. Our staff of experienced insurance professionals is committed to building a close and enduring relationship with our clients and companies. Purchasing the right insurance to protect your family can be stressful.
At FIA Insurance Services, we take pride in finding the best insurance solution for our customer. No matter if you are buying your first new Home, Condo or Townhome, a seasoned Homeowner, renting an apartment or a landlord of rental property, FIA can find you a insurance policy that is the best fit to your needs.
Your condo association will have a master policy that will cover the property, common areas and physical structure of your building. That being said, they do not cover what is inside of your condominium, such as your carpet, your clothes and your furniture! Replacement value of your primary dwelling and specified permanent attachments, up to a specific value.
Reviews (9)
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Dennis M.
Apr 20, 2021
I can't compliment FIA staff Alan and Rosa enough for years of great consumer service and expertise. I unfortunately had to file a claim recently and they handled it promptly and the process went smoothly and quickly. As usual, they followed up to make sure I was taken care of by the insurance company and were willing to intervene if needed but it wasn't necessary.
J. F.
May 10, 2018
I've been with FIA for several years, and Brandon has been amazing to work with. He responds quickly and has gone above and beyond to meet my needs. Brandon is very informative and helpful when I have questions. He makes me feel like I am in good hands with FIA.
Kimi C.
Feb 13, 2018
I had a wonderful experience with FIA Insurance Service. I contacted them for a quote over a weekend and they got back to me right away. I was able to get the quotes and all the paperwork completed by email correspondences. This was a huge "plus" since I was trying to do everything while at work. Their turnaround time for any questions or information was really fast.

At the end, we switched our auto and home insurances for us and for our parents to FIA. We ended up saving money and it was all done very fast. Alan Ip was very professional and took very good care of us. Though most of our correspondences were done by email, he was available and was able to help me when I called him for a quick question.
Kei T.
Sep 29, 2016
I've been with FIA for a few years and have dealt with Brandon O. and he's amazing! He's always super helpful and responsive; if I have a question or concern or need anything he is quick to help me out. When I moved, i found out my insurance premium would be going up - Brandon asked if I would have any public transportation nearby, or if I needed renter's insurance, and exhausted all available options to find the insurance provider that gave me the same coverage without having to pay an arm and a leg. I highly recommend Brandon and whenever my friends complain about their insurance rep I always ALWAYS recommend Brandon!
Qi S.
Apr 29, 2016
We have been working with Alan Ip for all of our insurance needs for a number of years now, everything from auto to renters to homeowners. Alan is very responsive over email as well as phone. This works out really well as we live in Northern California. He patiently answers any questions that we have. He is very detail oriented. For example, one of our policies had a payment discrepancy.

He followed up with the insurance carrier and quickly got the issue resolved. He consistently follows through on what he said he would do. Last but not least, he has earned our trust. He is not salesy. He listens to understand what our needs are and comes back with the information we ask for. When we know exactly what kind of coverage we want, he works quickly to get quotes from multiple carriers.

He has consistently been able to beat my own comparison shopping with other insurers like GEICO, AAA, Costco Ameriprise, State Farm, etc. When we are not sure what we need, he happily talks us through different options and types of coverage. We look forward to continuing to work with Alan for many more years!
Annie L.
Jan 27, 2016
I have been a customer with FIA for over 10 years, Brandon is the best insurance agent that I know. I have cars, motorcycle, house, Brandon has always managed to find the best rate for me. Great service, quick response, even when I need to file claim, the result is always to my satisfaction. Highly recommend the whole team!
Stefanie F.
Jan 18, 2016
I have nothing but wonderful things to say about FIA Insurance! My husband and I bought a new house and were having some insurance issues with our new mortgage company. Alan and the rest of the FIA team were able to help straighten out the problem with them. They were very helpful and efficient with the entire process. Every time I would email or call them with a question or concern, they would get back to me right away and give a very detailed explanation. I appreciate their professionalism and helpfulness! I love FIA and I highly recommend them!
Susan K.
Dec 30, 2015
I had FIA insurance for at least 20 plus years. I finally got fed up and had to leave. Most of the good employees retired. The final straw is when I called to ask a question/ When FIA insurance called me back I didn't answer my phone fast enough. So I listened to the voice message and I kid you not the person said she is going to lunch. I laughed and kept it to let my friends listen to the voice message. Sorry FIA customer service is not your greatest achievement.
Carol T.
Jul 07, 2015
I've been with FIA Insurance for a long time, and they are terrific! Everyone there is super knowledgable and reviews your situation so your insurance needs are customized. I feel like my family and I are in good hands, as they always have my best interest in mind. Thank you FIA insurance team.