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Toyo-Walton Insurance Whether you're looking for Medicare insurance, personal insurance or group insurance for your small or large business, we're your one-stop shop when it comes to finding the right plan and pricing for you. We've been in the business of insurance for over 15 years and we're ready to help you get started. HRBC has been helping people in our community since 2005.

We have a sense of teamwork and professionalism like no other, providing our clients with a well-trained and compassionate team of agents to ensure that their insurance needs are met.
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At HRBC, we're proud to have been helping people in our community since 2005. We have a sense of teamwork and professionalism like no other, providing our clients with a well-trained and compassionate team of agents to ensure that their insurance needs are met. Beginning with our founder, Henry Romero, we all work in a principled and intentional manner.
Medicare is health insurance for people 65 or older. You're first eligible to sign up for Medicare 3 months before you turn 65. You may be eligible to get Medicare earlier if you have a disability, End-Stage Renal Disease (ESRD), or ALS (also called Lou Gehrig's disease). Original Medicare is a fee-for-service health insurance program that has 2 parts: Part A and Part B.
Building a successful business is not easy. Combine that with the added headache of finding affordable, quality health insurance for your employees. Whether you're just starting out, or own a small business with multiple employees, you're going to need assistance in securing health care coverage. Going into business for yourself can be risky, but not having insurance for yourself, your family, or employees can be even more risky. Small business owners that recognize that an employer-sponsored health plan is one benefit that is truly valued by its employees.
What is Covered California? The Covered California Health Exchange is the government agency offering subsidized Obamacare plans. This Exchange was created to assist citizens and legal residents with applying for marketplace coverage in order to comply with the Affordable Care Act ("ACA"). When the law was passed in 2010, each of the 50 states had to decide to either create a state-run health insurance exchange or offer enrollment through a federally-operated exchange.California chose to create their own exchange: "Covered California."
Reviews (7)
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Maria G.
Apr 22, 2020
Karina Romero gives exceptional service to her customers. Karina went above and beyond to ensure our needs are being met. Karina was very patient throughout the whole process and ensured that we were completely satisfied, which we were. I would definitely recommend everyone to this business.
Jayne Grint
Nov 20, 2018
Antonio and Gio are so knowledgeable! They helped me sign up for Medicare and explained all the best options for me. They are professional and very kind. I highly recommend HRBC insurance!
Steve K.
Jul 18, 2018
We had an appointment with 3 three separate confirmations. No show. No call. Called his office rep who confirmed we were on their calendar and even texted him. No call. No show. 'Nuff said.
Johnathon W.
Apr 12, 2018
Been here quite a few times now and every time someone is always there willing to help me out or point me in the right direction. Definitely a PLUS having this place as local as it is.
Francis A.
Jan 26, 2018
Henry is not a trustworthy broker! He was not truthful with the carrier he was negotiating with on behalf of our group, which resulted in a catastrophe and no coverage despite his promises. If I could give zero stars, I would.
Melinda L.
Jan 05, 2017
Henry helped our Business with getting insurance. The only time that we were able to meet with him was after 7pm. So he came to our house to better accommodate us. He talked with us and explained all of our different options, he found a plan that we could afford and that was best for us. Thank you for all the time you put into helping us. Everyone at the office was very nice, and very attentive to us. I Would highly recommend this company.
Chris D.
Dec 23, 2015
This place has the laziest bunch of people I ever met in my life. I came to this place to get help with insurance enrollment and nobody would acknowledge that we were even standing in the building. Finally a lady way in the back said if we needed help and I said yes, so she pointed me out to the lady sitting right in front of us.the lady said she would handle our case so she had me call Covered California to give them her agent number so she could help with our enrollment, so I went home and did all she asked, then I called her office, left a message stating I did what she asked.she never returned my call or did anything to help with our enrollment.

I called several times, leaving messages.nothing.not even a call telling me she couldn't help.these people are unprofessional and a waste of time. The open enrollment has now passed and thanks to this place my family has no health insurance. Forgive me for my rant but I'm very upset.