We are a small township mutual insurance company, in a small town with big ideas and ambition. Because we are a small company we can work with you using a "Neighbor Helping Neighbor" approach to provide insurance to fit your needs. This company is owned by you the policyholders and run by a Board of Directors elected by you from among the policyholders - we are all neighbors.
As a township mutual insurance company, our structure is different than other insurance companies. We package some coverages with a larger company and we operate under Minnesota Statute Chapter 67A.
As a township mutual insurance company, our structure is different than other insurance companies. We package some coverages with a larger company and we operate under Minnesota Statute Chapter 67A.
Services
Our history began February in the year 1901. Township mutual insurance companies were created out of necessity - to combine the strength of individuals for protection against fire. They were usually developed by farm leaders who could find no practical means of protecting themselves against financial loss by fire except in a cooperative effort.
Don't be caught empty handed. We sell fire extinguishers and offer free recharging of empty extinguishers to our members. We sell fire extinguishers made by Amerex. The aluminum valves are solid metal. They feature large, long and comfortable operating levers and carrying handles designed for many years of service. Stop by the Melrose Mutual office during business hours or contact your agent and we can make arrangements to drop off or pick up there.
If you have a Farm Liability or Home Owners policy with Melrose Mutual and Grinnell Mutual you automatically have $15,000 comprehensive identity theft protection for you and your family. Identity theft is not solely a financial crime. Strong emotions such as fear, anger, helplessness and frustration may also overwhelm a victim.
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