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If you are looking for a Myrtle Beach insurance agent, look no further. At Todd Insurance Agency, Inc. we pride ourselves on our customer service and the lowest insurance rates in the Carolinas. In this day of automated attendants and voice mail, we actually answer the phone and give you the personal service that you deserve, 24/7. Whether you are buying a car or motorcycle, looking for term life insurance, renter's insurance, , or mobile home insurance, we are the agency for you! We specialize in homeowners, low-cost SC renters insurance, HO6, golf cart, motor home, and boat protection in Myrtle Beach or nearby Brunswick County.
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In South Carolina, state law requires all drivers to be financially responsible for any damage caused by their cars. Purchasing liability insurance is the most common way to comply with this law. In addition, state law requires you to keep proof of insurance with you at all times and show it to law enforcement officers if they ask to see it.
Your home is the most important investment you will ever make, and making sure your home has the best insurance may be the most important decision you will ever make. While the east coast doesn't have earthquakes like the west coast, we do have hurricanes and tornados. Fires can happen from faulty wiring or a lightning strike.
At Todd Insurance Agency, Inc. we specialize in all types of life insurance. We have access to multiple companies which enables us to provide you with the best possible life insurance products available. This allows us to give you the best coverage at the most reasonable prices. We analyze each client's situation individually in order to make the best possible recommendation, meeting their personal needs and goals.
Your condominium building structure and all common property are usually protected by a special policy purchased through the condominium association, but what about your personal belongings, theft losses, and personal liability protection? If you are on the ground level and your upstairs neighbor has a water leak, who will pay for your damages?
Reviews (9)
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Jason Ritchie
Jun 18, 2022
I called today and an actual person answered and was courteous and polite. This is very rare in this day and time and much appreciated! I am disappointed though after explaining my lack of coverage with my current provider and an incident that happened to my fiancee that they only set me up with $50,000 coverage on my $70,000 Corvette. If I would have had an accident, I would be out about $20,000 out of pocket.

I had to read the fine print to catch that. This is why I sought out an agent, so that they could make sure I have the coverage I need and not just mirror my old policy. I still maintain that they were courteous but be sure to do your own research and read the fine print or you may wind up with not enough coverage. I will find another agency that I feel comfortable with.
Carla Be
Apr 21, 2022
Great rates and easy to work with. I've had insurance with them for 20 years.
W. H.
Apr 05, 2022
You should be happy to get 1 star. Truly horrific non-existent customer service. There are a lot of better options When you apply for a home loan to find out you still have insurance with Allstate but they sent you to a collection agency for a policy where I had sold a motorcycle. My bill was on auto-pay through their website. I received one email that $87 dollars were due.

I figured it would be paid with the autopay. We have always had a phone conversation anytime we had a change to the policy or any updates. Instead, Scott H. Todd Insurance agency sent the bill to a hard-core collection agency. Does not even have the decency to pick up the phone and call you. The receptionist loathed the fact she jacked the credit score of one of their high net worth clients. If this happened to anyone else please leave a review and I will contact you.
Sagrinda Williams
Feb 25, 2022
The staff is always so pleasant and friendly. They have always helped me when I've had a need or concern. They really make you feel like you are in good hands! Thanks Allstate
Warren Taylor
Feb 09, 2022
The firm started out really well. Then I had a small claim where I was told to call an 800#. I didn't file the claim because nobody would tell me what would happen to my rates. Then a part of hurricane insurance would not be renewed. I have to chase them to deal with my insurance. I'll be switching insurance agencies.
Alfred Cramm
Dec 10, 2021
Very satisfied with their services. Ms. Becky is very helpful and explained all of my insurance questions.
Jan Bridges
Jul 05, 2021
Scott Todd agency is great. They are very responsive and don't mind answering any questions that I have. I have my car, home and RV policy with them. I love dealing with the same people when I call vs. Getting someone who doesn't know me & my policy that could be in another state or even another country.
Beck Cole
Nov 28, 2020
Allstate and Scott Todd Agency are awesome, the staff is without exception a fine group of people. They are always responsive, professional and helpful. I have been a multiple policyholder for many years and the team at Scott Todd Agency make all the difference in my insurance experience.
Vanessa Fitsanakis
Feb 13, 2020
My husband and I have worked with Trina and Seth on a couple of different policies. We have had a GREAT experience with them. They are extremely knowledgeable and take time to make sure we understand what is going on when/if policy changes take place. They are also very timely in their responses to following up with email or voice messages. Definitely glad we found them for our local insurance agents!