Wallrich Agency

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Your auto insurance policy is designed to cover you or any other licensed household residents you list on your policy. It is very important that all of your household drivers are specifically listed on the policy. If any other driver were to operate your vehicle they are covered under your policy on an occasional basis.

Many people assume that since you do not need a Drivers License to operate a boat on open waters that you do not need to insure it. While that is technically true, in Wisconsin you do not need a license to operate a watercraft, you will still be legally liable for damaging property or bringing Bodily Injury to others while on the water or putting-in your boat.

One of the main perils in every homeowners or commercial property policy is damage from "Wind". Straight-line wind damage can be devastating to your property whether it blows branches and limbs onto your roof or rips off your siding. Taking a good look at the trees on your property is a good start.

Have you ever noticed that your insurance policy has an extremely high amount of "personal property coverage" listed on it? When we at the Wallrich Agency write a new homeowners insurance policy we do a replacement cost estimator to determine the "rebuilding" cost of your home. This allows us to give you accurate coverage in case your home has a large or total loss. Often times people never come up with an amount of coverage for their personal belongings. Have you ever tried to calculate how much stuff you own?