Kelley Insurance & Financial was established in 1981 as an Independent Brokerage Agency by John W. Kelley - Insurance Broker. Kelley Insurance & Financial has assisted hundreds of individual and corporate clients realize their objectives and goals through professional Risk Management, Estate/Financial Planning and Employee Benefit Programs.
Recognized for outstanding quality of work and service, we use a client-centered approach for solving needs. We feel that no two individuals or businesses have the same needs, therefore we first take the time to listen and understand your goals and concerns.
Recognized for outstanding quality of work and service, we use a client-centered approach for solving needs. We feel that no two individuals or businesses have the same needs, therefore we first take the time to listen and understand your goals and concerns.
Services
The Patient Protection and Affordable Care Act (PPACA), which is generally referred to as the ACA with no doubt changed the way Americans access and purchase their health insurance more than any other legislation ever passed by congress. The Trump Tax plan did not eliminate the Individual Mandate penalty, however made the penalty amount $0 beginning with the 2019 plan year.
Please be sure to review the main Health Insurance page for more information. Individuals and Families that purchase Individual Health Insurance in Maryland are not required to use the Maryland Health Connection Benefit Exchange as residents of other jurisdictions are, unless you feel that your 'Tax Household' income qualifies for a subsidy.
Please be sure to review the main Health Insurance page for more information. Individuals and Families buying Individual Health Insurance residing in the District of Columbia are required to use DC Health link - the District of Columbia's Health Benefit Exchange. This is the case rather you feel that your income qualifies for a Subsidy or not, please review the Tax Household Chart on the Health Insurance main page to see if your income may qualify for a Subsidy.We will receive an email from DC Health Link and confirm your request for assistance.
Medicare is our country's health insurance program for people age 65 or older. Certain people younger than age 65 can qualify for Medicare, too, including those with disabilities and those who have permanent kidney failure. Many Americans choose to work beyond age 65 can continue to be covered by their Employer sponsored group health insurance plans, or sign up for Medicare.
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