We are dedicated to protecting your horse and farm investments by using only A-rated, admitted insurance companies. We are horse owners. We understand your concerns about insurance because we personally share those same concerns. We are insurance professionals and apply our knowledge of the insurance industry to offer you the best coverage to suit your needs and budget.
Services
Mitch and Courtney Erland and Juliet Charkin answer all calls personally and handle all aspects of every account from start to finish. We do not believe in turning our clients over to a customer service rep who is unfamiliar with the horse business. Each client receives the individual attention that they expect and deserve.
Protect your investment of money and time by purchasing a full mortality and theft policy for your horse. This policy provides coverage in the event that the horse dies or is humanely destroyed due to an accident, sickness or disease. The policy also covers theft. Insured values are determined by purchase price and show, breeding or race records.
Major medical coverage is designed to help the horse owner pay for veterinary bills resulting from accidents, injuries, illnesses and disease the horse may contract. It is available as an endorsement (addition) to the full mortality and theft policy and cannot be purchased by itself. Major medical is available in limits from $7500 up to $15,000 per horse per year.
Surgical coverage is available as an endorsement to the full mortality and theft policy. It is more limited in scope than the major medical form as it only provides coverage for surgical procedures. Non-surgical treatment is not covered. Examples of covered occurrences are colic surgery, stitching to repair wounds, and arthroscopic surgery.
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