The Coste Agency provides personal and commercial insurance for the Holbrook and surrounding communities. With competitive rates and many insurance companies to choose from, our customers are assured of getting the best rates for their auto, home, and business insurance. The rate you pay is based upon dozens of factors. These include not only your age and driving record, but also how far you drive, what you use your car for, and more surprisingly, your credit score. The trick is finding an insurance company that uses this information in a balance that is favorable for YOU!
Services
We've seen many changes over the years and faced many challenges. We have gone from being the only insurance agency in the community, to competing with dozens of "Johnny Come Lately" agencies and companies. You can take a chance by calling an 800 number or getting a quote on the Internet. Just remember, the next time you call that number or go online, you won't be talking to the same person.
There is a great deal of advertising for car insurance taking place on television. With everyone claiming to be about $500 less expensive than the last guy, you would think auto insurance would be free by now. The truth is, ALL of that advertising is meant for present customers of those companies to believe there is no point in shopping because you already have the lowest rate on the street.
Your home is your most valuable asset. It does not depreciate over time; in fact, its value generally increases. That's why buying replacement cost coverage is so important. Your coverage grows as the value of your home increases. Yet there are some major carriers who will tell you they are providing you with a replacement cost policy, when they will actually depreciate individual repair costs, such as damage to a roof that is 10 years old. The problem is, they usually don't tell you about it until you have a claim!
Flood is never covered under a homeowner's policy. All flood policies are backed by our federal government and therefore have different regulations from all other policies that are governed by state regulators. An example of federal regulation would be the fact that a flood policy has a 30-day waiting period before it takes effect.
Reviews (5)
Ryan Mancuso
Apr 02, 2020
Rob Percoco
Dec 28, 2019
Our family has been using the Coste Agency since the late 70s. Nancy has been our agent, both for my parents and now for me. She feels like family at this point and she and the entire team always helps us with our insurance needs and always looks out for our best interests. Every time I have to visit the office, even if she is not in, everyone is eager to help and it has been a pleasure to do business with them and I look forward to many many years to come.
Richard Wolfson
Jun 06, 2019
Filthy Gamblers
Jun 04, 2019
Dawn Mcglone
Nov 03, 2013
