We work with multiple carriers that provide insurance tailored to your businesses. View the list of our specialty products and business products for a sample of the tailored coverage we provide. We work closely with you to identify your insurance needs, make recommendations that will protect your financial health and follow-up promptly to questions, claims and changes in coverage.

Universal 1st knows insurance and what it takes to protect your financial assets and earn your continued business. We stay connected with our clients frequently advising on changes in insurance availability making sure every client has the insurance required to protect their assets.

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Trucking | Tractor-Trailer Report

Whether it's hauling produce from the San Jose to Seattle, or transporting autos from Detroit to Los Angeles, there's a lot riding on your trucking business. You need a trusted ally to provide long-term security for you, your livelihood and your family. Well, look no further. Whether you are an owner-operator or manage a fleet of trucks, we have a policy to protect your assets. Our experienced team will address all your needs quickly, efficiently and fairly to get you and your truck on the road.fast!

Trucking | Box Truck, Van, Pickup Report

The trucking industry is responsible for safe transportation of goods including food, fuel, and materials. But you must also be prepared for mishaps as often occurs in a business that spends much of it's time on the road. At Universal 1st, we will help you manage risks and prepare for the unexpected so that you can focus on the job at hand rather than worrying about everyday risks.

Limousine and Livery Report

Passenger coverage is critical (and required by law) when you provide transportation for hire. In such cases, you or your business will be responsible for accidents. If both business owned and privately owned vehicles are involved, you may have an additional liability for which it requires specialty passenger insurance.

Taxicab Report

Taxi insurance, a type of for-hire livery coverage, is designed to provide coverage for drivers, their vehicles and passengers. Having proper taxicab coverage is important, and can cover your vehicle against damage and theft, as well as any personal injury to the driver or passengers. Operating a taxi cab service can be extremely competitive and complex.

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